Introduction

KEYRING NFT Viewer, an innovative web3 application platform referred to as “the App” or “NFT Viewer” or “the platform,” is exclusively provided by Bacoor Inc. (“we,” “our,” or “us”). Accessible at https://nft.keyring.app/, our platform serves as a gateway for users to interact with Non-Fungible Tokens (NFTs) and their associated functionalities.

Through our platform, users can seamlessly view, manage, and engage with NFTs across various addresses. This includes the ability to connect personal wallets for viewing owned NFTs and utilizing services like listing NFTs on OpenSea or transferring NFTs to different addresses.

Functionality and Purpose

The platform serves as a user-friendly and efficient tool for managing owned NFTs and exploring NFTs from diverse addresses. It empowers users to actively engage with their owned NFTs, enabling actions such as transferring NFTs to other wallet addresses and listing them on the OpenSea marketplace. It’s crucial to note that while we extend support for listing on OpenSea, KEYRING NFT Viewer does not directly facilitate the buying or selling of NFTs.

Modifications to Agreement

We reserve the right to modify this Agreement at our sole discretion. Any revisions will be prominently displayed by updating the date at the top of the Agreement and maintaining the current version at https://nft.keyring.app/. Your continued access or usage of KEYRING NFT Viewer following any changes signifies your acceptance of those alterations. Should any amendments be unacceptable to you, discontinuation of accessing and using the platform is required immediately.

Eligibility

To access and utilize the platform, you must have the legal capacity to enter into a binding contract. By accessing or using the platform, you affirm that you are of legal age in your jurisdiction and have the authority to accept these Terms on behalf of yourself or any entity you represent.

Moreover, you confirm that you comply with all pertinent laws and regulations and are not subject to any economic sanctions or located in restricted jurisdictions. You agree not to engage in unlawful activities through the platform.

Compliance Obligations

You acknowledge and agree to assume all risks associated with using the platform. We are not liable for any losses or damages related to your use of the KEYRING NFT Viewer platform, and you release us from any liability arising from your interactions through the platform.

User Responsibility and Understanding

Using the platform, you acknowledge the inherent risks associated with virtual currencies, blockchain technology, and related cryptographic aspects. You understand that the platform facilitates interactions with decentralized networks, and we do not exercise control over blockchain networks, currencies, or transaction confirmations.

You agree to use the platform responsibly and not engage in prohibited activities outlined in the Terms, including actions that breach copyright, compromise security, or violate applicable laws.

Prohibited Activities

Users are strictly prohibited from engaging in various activities while utilizing the KEYRING NFT Viewer platform, including but not limited to:

(a) Infringement of intellectual property rights such as copyright, trademarks, or patents.

(b) Attempts to compromise or disrupt the platform’s security, including deploying viruses or initiating denial of service attacks.

(c) Seeking unauthorized access to other users’ private information, including digital wallet details or passwords.

(d) Any attempt to decompile, reverse-engineer, or access the platform’s underlying code.

(e) Fraudulent activities such as providing false information to unlawfully acquire another party’s property.

(f) Violations of applicable laws, rules, or regulations related to trading market integrity or regulatory requirements.

Responsibility for Platform Interactions

It is explicitly stated that while the platform facilitates interactions with blockchain technology and NFTs, any actions performed by users through the KEYRING NFT Viewer platform remain solely the user’s responsibility. Users must conduct their interactions responsibly, being mindful of the inherent risks associated with blockchain technology and virtual currencies

Additional Information and Support

The information provided on the platform is for informational purposes only and should not be considered professional advice. Users are strongly encouraged to seek advice from licensed professionals before making any financial or legal decisions based on information obtained from the platform. We do not assume any responsibility for decisions made based on platform information.

Proprietary Rights

All intellectual property rights pertaining to the platform and its contents are owned by Bacoor Inc. Users are required to adhere to the copyright licenses and Trademark Guidelines set forth by the platform concerning its intellectual property.

Privacy

While using the platform, only transaction-related information necessary for functionality, such as blockchain wallet addresses, completed transaction hashes, and token identifiers, is collected. The platform does not request personally identifiable information (PII) such as names. Users acknowledge that third-party service providers may collect personal information through publicly available sources, and their data practices are governed by their respective privacy policies.

Not Registered with Regulatory Bodies

Users are informed that the platform is not registered as a national securities exchange or with any regulatory body. The platform does not execute trading orders, collect transaction fees, or engage in trade execution or settlement activities, as these actions occur solely on the public multi-chain blockchain.

Non-Solicitation and No Investment Advice

Acknowledgment is made that the platform does not provide investment advice, and any trades executed through the platform are considered unsolicited. All material on the platform is intended for educational purposes only. Users are responsible for evaluating any investment’s suitability based on their circumstances.

No Warranties

Users acknowledge that the platform is provided “AS IS” and “AS AVAILABLE,” and we disclaim all representations and warranties regarding its operation. Users assume the inherent risks associated with using the platform.

Non-Custodial and No Fiduciary Duties

It is reiterated that the platform is non-custodial, and users are solely responsible for managing their digital asset wallets and cryptographic keys. No fiduciary duties are imposed on Bacoor Inc., and any such responsibilities are disclaimed to the fullest extent permitted by law.

Third-Party Resources and Promotions

The platform may contain references or links to third-party resources or promotions. Users engage with these resources at their own risk, and the platform does not endorse or assume responsibility for third-party materials or promotions.

User Conduct and Responsibility

Users are expected to conduct themselves respectfully and responsibly while using the platform. Any abusive, harassing, or offensive behavior toward other users is strictly prohibited. Users must comply with community guidelines and refrain from engaging in activities that disrupt or impair the experience of others.

Account Security and Responsibility

Users are responsible for maintaining the security of their accounts. This includes using strong and unique passwords, enabling two-factor authentication when available, and promptly reporting any suspected unauthorized access or security breaches. The platform shall not be held liable for unauthorized access to user accounts due to negligence in securing login credentials.

Dispute Resolution

In the event of disputes between users or between users and the platform, a process for mediation, arbitration, or resolution should be followed. Users agree to attempt to resolve conflicts in good faith and acknowledge that the platform may, at its discretion, assist in facilitating resolution but is not liable for disputes between users.

Termination of Accounts

The platform reserves the right to suspend or terminate user accounts in cases of violation of these Terms of Use, fraudulent activities, or any other activities deemed harmful to the platform or its users. Users have the right to appeal such decisions by contacting platform support.

Limitation of Liability

The platform shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from the use or inability to use the platform. Users acknowledge and agree that the platform’s liability is limited to the fullest extent permitted by applicable law.

Notices and Communication

Important updates, notices, or changes to the platform will be communicated to users through the platform’s designated communication channels. Users are responsible for staying informed about changes to these Terms of Use and the platform’s policies.

Feedback and Suggestions

Users are encouraged to provide feedback, suggestions, or bug reports for improving the platform. Any ideas or feedback submitted by users become the property of the platform, which may be used, modified, or implemented them without any obligation to the user providing the feedback.

Accessibility and Modifications

The platform is committed to maintaining accessibility for users with disabilities. Users requiring modifications or accommodations for accessibility purposes should contact platform support to request assistance or accommodations.

Data Retention and Deletion

The platform’s data retention policy outlines how user data is stored, used, and deleted. Users may request the deletion of their accounts and associated data by contacting platform support.

Force Majeure

The platform shall not be held liable for any failure or delay in performance due to circumstances beyond its reasonable control, including but not limited to natural disasters, acts of war, or governmental actions.

Release of Claims, Indemnity, and Limitation of Liability

Users agree to release Bacoor Inc. from any liability arising from using the platform and interactions with the Protocol. Users indemnify Bacoor Inc. against any claims, damages, or losses resulting from their actions. Our liability is limited to the extent outlined in these Terms.

Jurisdiction And Governing Law

The terms of this Agreement and any disputes between you and us shall be governed by the laws of the State of New York, disregarding conflicts of law principles. In cases where the binding arbitration clause of this Agreement is found unenforceable, any appeals or legal actions shall be brought forth in the federal and state courts of New York County, New York. The Federal Arbitration Act regulates any arbitration proceedings under this Agreement.

Entire Agreement

This agreement constitutes the complete understanding between users and Bacoor Inc. Any previous or contemporaneous written or verbal agreements, discussions, or other communications related to these terms are replaced and superseded by this Agreement.

Your Agreement to These Terms

This Policy operates in conjunction with any additional notices, contractual clauses, or consent clauses that pertain to the gathering, utilization, and disclosure of your personal information by us. We retain the right to modify this Policy periodically without prior notification. You can verify any revisions by referencing the date of the last update to this Policy.

By utilizing the Website and/or availing yourself of any services offered by Keyring, you express your consent to abide by this Policy and the associated terms of service. Should you disagree with this Policy or the terms of service, kindly refrain from using the Website or any services provided by Keyring Exchange. Your ongoing use of the Website after the publication of modifications to this Policy will be construed as your acknowledgment and acceptance of those alterations.

Last updated: [08 Dec 2023]

Information Gathering

We gather two main types of information from our users: personal and non-personal data.

(a) Personal Information: This includes any data that can identify you personally, such as your name, email address, phone number, or crypto wallet information. You’re not required to create an account or link your wallet to view NFTs on the Website. We collect personal information when you choose to share it, for instance, when linking your wallet to list your NFT on Opensea, transferring your NFT to another user, or reaching out for support.

(b) Non-personal Information: Refers to data that doesn’t directly identify you, such as browser type, device type, IP address, or browsing history. This information is collected automatically when you access the Website, particularly when browsing NFTs.

Personal Data Collection by Keyring NFT Viewer

The term “personal data” refers to information that either identifies an individual or, when combined with other data, could identify someone. Examples of personal data collected by Keyring NFT Viewer include details about your interactions with our services, internet protocol (IP) address, browsing behavior, details about held digital assets, and personal opinions shared with us (e.g., survey responses).

Cryptocurrency Wallet Information

We collect various details related to cryptocurrency wallets specifically to facilitate the functionality of the KEYRING NFT Viewer. This includes wallet address, balance, tokens associated with the wallet, and a JSON file containing encrypted private key details linking your wallet to the platform.

The collection of personal data occurs during your interactions with our services or may be obtained from third-party databases or service providers.

How We Use Your Information

At KEYRING NFT Viewer, we may collect, utilize, and disclose your personal data for various business purposes associated with the operations of our platform. These purposes encompass, but are not limited to:

(a) Providing Services: This includes facilitating cross-chain interoperability, managing digital asset transfers, acting as intermediaries on blockchain networks, recording or encrypting data on our platforms, and promoting advertisements or marketing materials related to our services or from third parties.

(b) Product and Service Offerings: We utilize your information for managing digital wallets, enabling transactions involving digital assets, providing escrow or dispute resolution services, and offering a range of digital and non-digital products or services.

(c) Operations and Communication: Your data is used for business operations, communicating service or product updates, and managing internal policies. This includes responding to queries, feedback, complaints, or disputes regarding our services.

(d) Identity Verification and Compliance: We may verify your identity for service provisioning, conduct credit checks, due diligence, and adhere to legal and regulatory requirements stipulated by local or foreign authorities.

(e) Monitoring and Reporting: We monitor our services, perform financial and regulatory reporting, manage risks, and ensure compliance with audit and record-keeping obligations.

(f) Legal and Protection Purposes: Utilizing your information for enforcing obligations, protecting our rights or property, and safeguarding against legal liability.

(g) Professional Advice: Seeking professional advice, including legal or tax counsel, when necessary.

Sharing Your Information

We don’t sell, rent, or trade your personal information without your consent. We may share personal information with entities such as Opensea (when listing an NFT), other users (during NFT transactions), service providers (for supporting Website services), and law enforcement (in response to legal obligations).

Non-personal information may be shared with entities like Opensea, advertisers, and partners in aggregated or anonymized forms.

Data Retention

We retain collected personal information only for as long as necessary, based on the nature of the data, the purpose of collection, and legal obligations. Once the information is no longer needed for its intended purpose, we securely delete or anonymize it.

Cross-border Data Transfers

Personal information collected on our website may be transferred, stored, and processed in locations outside your country with different data protection laws. By using our services, you consent to such transfers, and we ensure appropriate safeguards according to relevant data protection laws.

Third-party Links

Our website may contain links to third-party websites or services not operated by us. We have no control over their content or privacy practices. Before providing any personal information, please review the privacy policies of these websites, as our policy applies solely to information collected on our website.

Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance user experience and collect information about website usage. You can manage cookie preferences in your browser settings or via third-party tools. Note that disabling cookies may impact certain website features.

Information Security

We take reasonable measures to protect your information using industry-standard encryption, firewalls, and limited access to authorized personnel. However, no method of transmission or storage is 100% secure, so safeguard your wallet’s private key and log out when using shared devices.

User Rights and Choices.

(a) Data Access and Management: You retain the rights to access, modify, or delete your wallet information at any time by connecting or disconnecting your wallet through the Website.

(b) Marketing Communications: You have the option to opt-out of receiving marketing emails from us. You can exercise this choice by clicking the unsubscribe link in the email or contacting us at info@bacoor.co 

(c) Tracking Technologies: You can choose to opt-out of using cookies and other tracking technologies by adjusting your browser settings or utilizing third-party tools. However, please note that this might impact the functionality of the Website and our services.

(d) Data Control and Processing: You have the right to request a copy of your personal information held by us, as well as to rectify, erase, or limit the processing of your personal data by reaching out to us at infot@bacoor.co. To ensure security, we may request identity verification before fulfilling your request. 

(e) Data Protection Authority: In case of dissatisfaction with our handling of your personal information, you have the right to file a complaint with the relevant data protection authority.

Policy Updates.

We may periodically update this policy to align with changes in our practices, the Website’s functionality, or relevant laws. You will be informed of any significant changes through notifications posted on the Website or sent via email. Your continued use of the Website or our services after such modifications constitutes acceptance of the updated policy.

Contact Information

For any questions, comments, or concerns regarding this policy or your information, please contact us at:

Email: info@bacoor.co 

We appreciate your attention to our privacy policy and your trust in us.

Last updated: [08 Dec 2023]

Bacoor Inc. (the “Company”) is engaged in blockchain-related business (the “Business Activities”).

The Company is engaged in blockchain-related business (hereinafter referred to as “business activities”).

The Company recognizes the importance of protecting personal information in the advanced information society and operates in accordance with the following policy

KEYRING HARD WALLET is committed to protecting the personal information of its customers, business partners, and employees in accordance with the following policy.

Personal Information We Collect and Process to Provide Services to You

If you interact with order or inquiry forms on the website (e.g. purchasing an NFC card or requesting support regarding a product), we will collect the information that you provide to us. We collect and process this personal data for the purpose of providing products and services, as well as information about our products and services to you.

This may include your full name, your shipping and billing address, your phone number, your e-mail address, and your credit card information.

Where such processing of your personal data is not strictly necessary to perform our contractual obligations to you or to comply with legal requirements, we will use this personal data based on our legitimate interest to respond to your inquiry, to contact you if we have any questions about your inquiry, to follow up on your inquiry, to process your orders, to develop, enhance and improve our products and services, to bring you the best possible experience or to safeguard the security and stability of our services. Further, based on our legitimate interest to inform our customers and partners about new developments, products, services, or offers, we will send you certain commercial information (e.g. our newsletter or blog posts). However, you may at any time opt out of receiving such information.

If you interact with the KEYRING HARD WALLET client on Google Chrome, we will collect and process your device’s pub data. This data is necessary to provide the services of the KEYRING HARD WALLET client and will always be stored securely. 

Acquisition

When the Company collects personal information in the course of its business activities, the Company will specify the purposes for which the personal information is to be used (hereinafter referred to as the “Purpose of Use”).

When the Company collects personal information in the course of its business activities, the Company will notify or publish the purposes for which the personal information is to be used (hereinafter referred to as the “Purposes of Use”), unless otherwise required by law, national guidelines or other standards (hereinafter referred to as the “Laws”).

The Company will notify or publicly disclose the purpose for which personal information will be used (“Purpose of Use”) when acquiring personal information in the course of its business activities unless otherwise required by law, national guidelines, or other standards (“Laws”).

Personal information will be acquired by lawful and fair means to the extent necessary to achieve the Purpose of Use.

Personal information will be acquired by lawful and fair means to the extent necessary to achieve the purpose for which it is to be used.

Use

Personal information collected in the course of our business will only be used for the purpose for which it was collected.

If there is a need to use personal information for a purpose other than that for which it was collected, we will obtain consent for a new purpose before using the information.

The information will only be used after consent has been obtained for a new purpose.

Disclosure

The Company will not disclose personal information to third parties without the consent of the person who provided it, except as required by law.

We will not disclose personal information to third parties without the consent of the person who provided it to us, except as required by law.

Outsourcing

To the extent necessary to achieve the purpose of the use, the processing of personal information, the implementation of campaigns and questionnaires, the delivery of products, etc.

The processing of personal information, the implementation of campaigns and questionnaires, the delivery of products, etc. may be outsourced in whole or in part to external contractors (‘outsourcing’).

In the event of outsourcing, we may enter into the necessary contracts with the outsourced contractor.

In the event of outsourcing, we will enter into the necessary contracts with the outsourced external contractor and ensure that the personal information to be outsourced is only used for the minimum time necessary to achieve the purpose of use.

The contractor will be supervised as necessary and appropriate.

Regarding laws and regulations

We will endeavor to keep abreast of laws and regulations relating to the business of handling personal information and will ensure that all employees and business partners involved in our business activities are aware of and comply with such laws and regulations.

We will inform our employees and business partners involved in our business activities of such laws and regulations and comply with them.

Secure management of personal information

We have implemented all possible measures in our computers, networks, facilities, and equipment to prevent breaches.

Ensuring that personal information is not lost or damaged

To ensure that information is not lost or damaged, we are prepared for disasters, failures, and the like. In addition, backup copies of information are stored securely in the unlikely event of a disaster.

The company stores backups of information in a secure manner and is prepared for all eventualities.

Inspections are carried out and any breaches, incidents, or accidents found are promptly rectified and preventive action is taken to address any weaknesses.

Preventive action is taken to address any weaknesses.

We ensure that all employees and suppliers are thoroughly trained in safety matters.

About complaints and consultations

We will respond to your inquiries appropriately and promptly. 

If you have any questions or concerns, you may contact us by submitting a ticket to KEYRING HARD WALLET as set forth below.

To inquire about the collection or processing of your personal data in connection with the website, or if you have any questions or concerns about this Privacy Notice, you may contact us through the Help Center, located here:(support@bacoor.co).

For all correspondence, please include any necessary identifying information such as your name, return e-mail, or physical address. Failure to do so may prevent us from providing a response.

Committed to continuous improvement

Our Personal Data Protection Management System is based on internal rules to implement our Personal Data Protection Policy.

The system is monitored and audited for compliance with internal rules and regulations, to detect breaches, incidents, accidents, and weaknesses, and is reviewed by management.

The system is reviewed by senior management. This is reflected in management actions and internal rules and regulations to ensure the ongoing implementation of a personal data protection management system that complies with laws and regulations.

The Company will strive to continuously improve its personal data protection management system in accordance with laws and regulations by reflecting this in management policies and internal rules.

We can update this Privacy Policy

We reserve the right to change this Privacy Policy at any time. The version published on the website is the applicable version.

By accessing or using the Service, or clicking a button or checking a box marked “I Agree”, you signify that you have read, understood, and agree to be bound by these Terms of Service (these “Terms”), to the collection and use of your information as set forth in the Privacy Policy, and to our Returns and Refunds Policy below, each of which is hereby incorporated by reference. 

These Terms apply to all visitors, users, and others who register for or otherwise access or use the Service (“Users”). Certain services may be subject to additional terms and conditions specified by us from time to time, and your use of such services is subject to those additional terms and conditions, which are hereby incorporated into these Terms by reference.

Please read this agreement carefully to ensure that you understand each provision.

Eligibility

This is a contract between you and KEYRING HARD WALLET. You must read and agree to these Terms before using the Service. If you do not agree, you may not use the Service. You may use the Service only if you can form a legally binding contract with Keyring, and only if you are in compliance with these Terms and all applicable local, state, national, and international laws, rules, and regulations. Any use or access to the Service by anyone under 18 is strictly prohibited and in violation of these Terms. The Service is not available to any Users previously removed from the Service by Keyring.

Work Environment Issue

By purchasing the KEYRING HARD WALLET, you agree to the following terms and conditions.

The KEYRING HARD WALLET is a device that allows you to store and manage your cryptocurrency assets securely and conveniently. However, the KEYRING HARD WALLET has some technical requirements and limitations that you need to be aware of before using it.

The KEYRING HARD WALLET is only compatible with Android phones and certain browsers that are specified on our website (https://keyring.app/keyring-hard-wallet/#browser).

You must turn on the NFC function in your phone settings to use the KEYRING HARD WALLET.

iPhone devices and other browsers are not supported by the KEYRING HARD WALLET.

If you try to use the KEYRING HARD WALLET with an incompatible device or browser, it may not work properly or cause errors.

We do not allow refund or return if your device is incompatible with the KEYRING HARD WALLET.

You are responsible for checking the compatibility of your device and browser before purchasing the KEYRING HARD WALLET.

Asset Management

User Responsibility

Users are responsible for safeguarding their KEYRING HARD WALLET cards. Losing both cards could result in a complete loss of access to their assets, and the provider is not liable for this.

Non-Custodial Nature

The wallet is described as “non-custodial,” indicating that the service provider does not have control over or access to the user’s assets. This is a common characteristic of many cryptocurrency wallets, emphasizing user ownership and control.

Asset Retrieval

The terms explicitly state that there is no way for the provider to retrieve the user’s assets in the event of loss. This is an important point for users to understand before using the service.

Broken Cards

In the event that a user has both cards of their KEYRING HARD WALLET broken, it is crucial to understand that the responsibility for asset recovery solely rests with the user. The provider reiterates that it is not liable for any loss of access to assets due to damaged or broken cards, including the scenario where both cards are broken.

Users should take extra precautions to ensure the physical integrity and security of their KEYRING HARD WALLET cards to prevent such a situation. The provider cannot offer any assistance or means of asset retrieval in cases of card breakage, as the “non-custodial” nature of the wallet implies that the user maintains complete ownership and control of their assets.

It is highly recommended that users consider creating backup copies or taking additional measures to secure their private keys.

KEYRING HARD WALLET Service

The Service allows you to learn about, purchase, and submit inquiries for assistance with products. Subject to these Terms, you are hereby granted a non-exclusive, limited, non-transferable, freely revocable license to access and use the Service for your personal use only and as permitted by the features of the Service. You are prohibited from using Keyring for any illegal or fraudulent purposes. KEYRING HARD WALLET reserves all rights not expressly granted herein in the Service and the Keyring Content (as defined below). Keyring may terminate this license at any time for any reason or no reason.

Service Rules

You agree not to engage in any of the following prohibited activities: (i) modifying, disassembling, decompiling or reverse engineering the Service or the products; (ii) renting, leasing, loaning, reselling, sublicensing, or otherwise transferring the Services to any third party; (iii) other than as specifically approved in writing, any copying, distributing, or disclosing any part of the Service in any medium, including without limitation by any automated or non-automated “scraping”; (iv) other than as specifically approved in writing, using any automated system, including without limitation “robots,” “spiders,” “offline readers,” etc., to access the Service in a manner that sends more request messages to the Keyring servers than a human can reasonably produce in the same period of time by using a conventional on-line web browser (except that Keyring grants the operators of public search engines revocable permission to use spiders to copy publicly available materials from the Websites for the sole purpose of and solely to the extent necessary for creating publicly available searchable indices of the materials, but not caches or archives of such materials); (v) transmitting spam, chain letters, or other unsolicited email; (vi) attempting to interfere with, compromise the system integrity or security or decipher any transmissions to or from the servers running the Service; (vii) taking any action that imposes, or may impose at our sole discretion an unreasonable or disproportionately large load on our infrastructure; (viii) uploading invalid data, viruses, worms, or other software agents through the Service; (ix) collecting or harvesting any personally identifiable information, including account names, from the Service; (x) using the Service for any commercial solicitation purposes; (xi) impersonating another person or otherwise misrepresenting your affiliation with a person or entity, conducting fraud, hiding or attempting to hide your identity; (xii) interfering with the proper working of the Service; (xiii) accessing any content on the Service through any technology or means other than those provided or authorized by the Service; (xiv) bypassing the measures we may use to prevent or restrict access to the Service, including without limitation removing, circumventing, disabling or otherwise interfering with security-related features or features that prevent or restrict use or copying of any content or enforce limitations on use of the Service or the content therein; or (xv) deleting the copyright and other proprietary rights notices.

Prohibited Activity

In connection with your use of the Service, and your interactions with other Users, and third parties you agree and represent you will not engage in any prohibited business or prohibited use, as discussed in these Terms of Service (“Prohibited Activity”). The list of Prohibited Activities may be updated by KEYRING HARD WALLET at any time at its discretion. We also reserve the right at all times to monitor, review, retain, and/or disclose any information as necessary to satisfy any applicable law, regulation, sanctions program, legal process, or governmental request. We reserve the right to block transactions or freeze funds immediately and without notice if we determine, in our sole discretion, that your Account is associated with a Prohibited Activity.

Purchase of KEYRING HARD WALLET 

No Refunds or Returns

Pursuant to this policy (hereinafter referred to as “Policy”), all purchases made through KEYRING HARD WALLET (hereinafter referred to as “Company” or “We”) are conclusively deemed final. 

We explicitly do not offer refunds or accept returns for any purchased products, irrespective of any circumstances or conditions, including but not limited to defects in materials, workmanship, packaging, or shipping.

Purchase Verification

It is the sole responsibility of the customer (hereinafter referred to as “You”) to ensure the veracity and appropriateness of your product selection prior to confirmation of your purchase. The Company disclaims all liability for any errors, inaccuracies, or misunderstandings concerning the nature, specifications, or quantity of the product(s) ordered.

Exceptions

Regardless of the product’s condition upon receipt or the condition of the original packaging, the Company maintains an unwavering no-returns and no-refunds policy. No exceptions shall be made to this policy, including but not limited to instances of perceived product malfunction, dissatisfaction, or miscommunication.

Proof of Purchase

Please note that a valid receipt or proof of purchase will be necessary for any and all interactions with our customer support services, regardless of the nature of the request. Any service requests without such valid proof of purchase may be unilaterally rejected by the Company.

Limitation of Liability

To the extent permitted by law, in no event shall the Company be liable for any direct, indirect, punitive, incidental, special, or consequential damages or any damages whatsoever arising out of or connected with the use or misuse of its products. Certain state laws do not allow limitations on implied warranties or the exclusion or limitation of certain damages. If these laws apply to you, some or all of the above disclaimers, exclusions, or limitations may not apply to you, and you might have additional rights.

By placing an order with the Company, you expressly acknowledge and agree to this Policy in its entirety. If you do not agree with this Policy, you are advised not to proceed with your purchase.

Taxes

KEYRING HARD WALLET is not responsible for, nor can we offer, any specific advice regarding any taxes or customs-related fees that you may incur or be liable to pay by purchasing a device. It is your sole responsibility to determine whether, and to what extent, any taxes apply to any transactions you conduct through the Service. For more information, please contact Customer Support at support@bacoor.co.

No Sales to Children

KEYRING HARD WALLET’s Service is not for children, but only for adults. If you are under eighteen (18) years of age, you may use the Service only with the involvement and consent of a parent or legal guardian.

User Content

We do not claim ownership of user-generated content and material. Any and all photographs, articles, images, graphics, videos, sounds, music, audio recordings, text, files, profiles, communications, comments, feedback, suggestions, ideas, concepts, questions, data, or other content that you (a) submit or post on or through the Service, on any of our blogs, social media accounts or through tools or applications we provide for posting or sharing such content with us; or (b) have posted or uploaded to your social media accounts, including but not limited to Instagram, Twitter, Facebook, Tumblr, Gravatar, and Pinterest, which are tagged with any KEYRING HARD WALLET promoted hashtag (collectively “User Content”) shall be deemed non-confidential and non-proprietary. By submitting or posting any User Content, you grant to KEYRING HARD WALLET and its affiliates a perpetual, irrevocable, royalty-free, worldwide, sublicensable, and transferable license to copy, publish, translate, modify, delete, reformat, create derivative works from, distribute, reproduce, sell, display, transmit, publish, broadcast, host, archive, store, cache, use or otherwise exploit all or any portion of the User Content, as well as your name, persona, and likeness included in any User Content and your social media account handle, username, real name, profile picture and/or any other information associated with the User Content, in any commercial or noncommercial manner whatsoever, in whole or in part, in any and all distribution channels, forms, media or technology, whether now known or hereafter developed, including but not limited to in stores, printed marketing materials, emails, web pages, social media accounts and for any other marketing, advertising, public relations, sales or promotional purposes with or without attribution and without further notice to you. Neither you nor any other person or entity will have the right to (i) receive any royalty or consideration of any kind for the use of the User Content pursuant to these Terms or (ii) inspect or approve the editorial copy or other material that may be used in connection with the User Content. KEYRING HARD WALLET will be free to use any ideas, concepts, know-how, or techniques contained in such User Content for any purpose whatsoever, including but not limited to developing, manufacturing, and marketing products that incorporate or otherwise rely upon such information. KEYRING HARD WALLET shall have no obligation to monitor User Content, use or display User Content, compensate you for submitting User Content, or respond to any User Content. KEYRING HARD WALLET retains the right, in its sole discretion and without prior notice, to remove, revise or refuse to post any User Content for any reason or no reason. Subject to the licenses granted in these Terms, you retain ownership of any copyright and other rights you may have in the User Content.

By submitting or posting User Content on the Service or through any tools or applications we provide for posting or sharing your User Content with us, you represent and warrant that (a) you own or control any and all rights in and to the User Content, and the right to grant all of the rights and licenses in these Terms, and if you are not the holder of such rights, the holder of such rights has completely and effectively waived all such rights and irrevocably granted you the right to grant the licenses stated above without the need for payment to you or any other person or entity; (b) you have obtained permission from any individuals that appear in the User Content to use, and grant others the right to use, their name, image, voice and/or likeness without the need for payment to you or any other person or entity; (c) you are 18 years of age or older; and (d) the User Content does not (1) contain false or misleading information, (2) infringe on the intellectual property, privacy, publicity, statutory, contractual or other rights of any third party, (3) contain any libelous, defamatory, obscene, offensive, threatening or otherwise harassing or hateful content, (4) contain any personally identifiable information or any contact information or (5) contain computer viruses, worms or other harmful files. Upon request by KEYRING, you will furnish KEYRING HARD WALLET with any documentation, substantiation, or releases necessary to verify your compliance with these Terms. You are solely responsible for the User Content and you hereby agree to indemnify and hold KEYRING HARD WALLET and its employees, agents, affiliates, assigns, and licensees harmless from any and all damages, claims, expenses, costs, or fees arising from or in connection with a breach of any of the foregoing representations or your violation of any law or rights of a third party.

KEYRING HARD WALLET does not guarantee the truthfulness, accuracy, or reliability of any User Content or endorse any opinions expressed by you or anyone else. By submitting or posting the User Content you fully and unconditionally release and forever discharge KEYRING HARD WALLET and its officers, directors, employees, and agents from any and all claims, demands, and damages (actual or consequential, direct or indirect), whether now known or unknown, of every kind and nature relating to, arising out of or in any way connected with (A) disputes between you and one or more users or any other person or entity, or (B) the use by KEYRING HARD WALLET or you of the User Content, including, without limitation, any and all claims that use of the User Content pursuant to these Terms violates any of your intellectual property rights, copyrights, rights of publicity or privacy, “moral rights,” or rights of attribution and integrity. You acknowledge and agree that KEYRING HARD WALLET has no control over, and shall have no liability for any damages resulting from, the use (including, without limitation, re-publication) or misuse by you or any third party of any User Content. KEYRING HARD WALLET acts as a passive conduit for User Content and has no obligation to screen or monitor User Content. If KEYRING HARD WALLET becomes aware of any User Content that allegedly may not conform to these Terms, KEYRING HARD WALLET may investigate the allegation and determine in its sole discretion whether to take action in accordance with these Terms. KEYRING HARD WALLET has no liability or responsibility to Users for the performance or nonperformance of such activities.

KEYRING HARD WALLET has the absolute right to remove and/or delete without notice any User Content within its control that it deems objectionable. You consent to such removal and/or deletion and waive any claim against KEYRING HARD WALLET for such removal and/or deletion. KEYRING HARD WALLET is not responsible or liable for failure to store posted content or other materials you transmit through the Service. You should take measures to preserve copies of any data, material, content, or information you post on the Service or any other sites or platforms.

Our Proprietary Rights

Except for your User Content, the Service, and all materials therein or transferred thereby, including, without limitation, software, images, text, graphics, illustrations, logos, patents, trademarks, service marks, copyrights, photographs, audio, videos, music, and User Content belonging to other Users (the “KEYRING HARD WALLET Content”), and all Intellectual Property Rights (defined below) related thereto, are the exclusive property of KEYRING and its licensors (including other Users who post User Content to the Service). Except as explicitly provided herein or in any applicable additional terms and conditions, nothing in these Terms shall be deemed to create a license in or under any such Intellectual Property Rights, and you agree not to sell, license, rent, modify, distribute, copy, reproduce, transmit, publicly display, publicly perform, publish, adapt, edit or create derivative works from any KEYRING HARD WALLET Content, absent specific consent in writing from KEYRING HARD WALLET. Use of the KEYRING HARD WALLET Content for any purpose not expressly permitted by these Terms is strictly prohibited.

General

Assignment

These Terms, and any rights and licenses granted hereunder, may not be transferred or assigned by you but may be assigned by KEYRING HARD WALLET without restriction. Any attempted transfer or assignment in violation hereof shall be null and void.

Notification Procedures and Changes to These Terms

KEYRING HARD WALLET may provide notifications, whether such notifications are required by law or are for marketing or other business related purposes, to you via email notice, written or hard copy notice, or through posting of such notice on our website, as determined by KEYRING HARD WALLET on our sole discretion. 

Entire Agreement/Severability

These Terms, together with any additional terms, amendments, and additional agreements you may enter into with KEYRING HARD WALLET in connection with the Service, shall constitute the entire agreement between you and KEYRING concerning the Service. If any provision of these Terms is deemed invalid by a court of competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of these Terms, which shall remain in full force and effect.

No Waiver

No waiver of any term of these Terms shall be deemed a further or continuing waiver of such term or any other term, and KEYRING HARD WALLET’s failure to assert any right or provision under these Terms shall not constitute a waiver of such right or provision.

We may make changes to these Terms from time to time. If we do this, we will post the revised Terms on the Website and will indicate at the top of this page the date the was last revised. You understand and agree that your continued use of the Service or the Website after we have made any such changes constitutes your acceptance of the new Terms.

Proudly empowered by DeBridge.finance

1. INTRODUCTION

1.1. Eligibility

To be eligible to use the Website you must be at least eighteen (18) years of age or older. The Website, interface, and Services (as defined below) are strictly NOT offered to persons or entities who reside in, are citizens of, are incorporated in, or have a registered office in any Restricted Territory, as defined below (any such person or entity from a Restricted Territory shall be a “Restricted Person”). If you are a Restricted Person, then do not attempt to access or use the Website. Use of a virtual private network (e.g., a VPN) or other means by Restricted Persons to access or use the Website, interface, or Services is prohibited. For the purpose of these Terms, Restricted Territory shall mean Myanmar (Burma), Côte D’Ivoire (Ivory Coast), Cuba, Crimea and Sevastopol, Democratic Republic of Congo, Iran, Iraq, Libya, Mali, Nicaragua, Democratic People’s Republic of Korea (North Korea), Somalia, Sudan, Syria, Yemen, Zimbabwe, or any other state, country or region that is subject to sanctions enforced by the United States, the United Kingdom or the European Union.

1.2. Terms Of Service

We reserve the right to disable access to the Website interface at any time in the event of any breach of the Terms, including without limitation, if we, in our sole discretion, believe that you, at any time, fail to satisfy the eligibility requirements set forth in the Terms. Further, we reserve the right to limit or restrict access to the Website interface by any person or entity, or within any geographic area or legal jurisdiction, at any time and at our sole discretion. We will not be liable to you for any losses or damages you may suffer as a result of or in connection with the Website interface being inaccessible to you at any time or for any reason.

1.3. Interface

The interface hosted on the Website provides a visual representation of the available Services and enables access to deBridge through Keyring Exchange. In order to utilize the interface on the Website, you are required to link/connect your digital wallet on supported bridge extensions or via a digital wallet service (such as MetaMask) which allows you to purchase, store, and engage in transactions relating to digital assets. You are solely responsible for adhering to all laws and regulations applicable to you and your use or access to the Website and interface thereon. Your use of the Website is prohibited by and otherwise violate or facilitate the violation of any applicable laws or regulations, or contribute to or facilitate any illegal activity. We make no representations or warranties that the information, products, or services provided through the Website, are appropriate for access or use in other jurisdictions. We reserve the right to limit the availability of our Website to any person, geographic area, or jurisdiction, at any time and at our sole and absolute discretion.

1.4. Access

You agree and understand that you are not allowed to enter any restricted area of any computer or network of Keyring under any circumstances or perform any functions that are not authorized by these definitions.

2. THE SERVICE

2.1. Keyring Exchange

Keyring Pro is a distributed application that runs on a variety of supported blockchain networks (including without limitation Ethereum, BNB Chain, Polygon, Avalanche, and Arbitrum), using specially-developed smart contracts which enable users to perform cross-chain liquidity and data transfers and facilitate overall interoperability of smart contracts on different blockchains. Each of the digital assets locked in the original “native chain” has the associated wrapped asset on the target chain(s). By design, the protocol ensures that the total supply of each asset that can be minted in the secondary chain(s) is always 1:1 backed by the asset collateral locked in deBridge smart contract in the native chain. All digital assets locked as collateral for assets may (subject to governance vote) be deployed by the protocol towards third-party decentralized finance protocols to further generate yield. Keyring Exchange does not prescribe any listing requirements, and any arbitrary ERC-20 or ERC-721 (NFT) tokens can be bridged.

The infrastructure layer is represented by a set of validators, who are elected by governance and are in charge of the validation of all cross-chain chain transactions passing through Keyring smart contracts. Validators run the Keyring Exchange node and full nodes of all supported blockchains. Each validator performs real-time monitoring of the blockchain events emitted by the deBridge smart contract and is obliged to sign a unique identifier (SubmissionId) of the transfer by its private key and store signature into IPFS. Any arbitrary user can retrieve validators’ signatures from IPFS and execute a transfer in the destination chain by passing all validators’ signatures together with all parameters of the transaction. The transfer will be executed by the smart contract only if the minimum required amount of validators’ signatures are valid.

The protocol layer comprises a set of on-chain smart contracts that are used for asset management, validation of validators’ signatures, and to reach consensus among validators (the transaction is treated as valid only if the minimum required threshold of confirmations by validators is achieved). The governance module will be responsible for managing the parameters of the smart contracts, such as fees, the whitelist of elected validators, the validator’s payout ratio, and more.

2.2. Non-Custodial Nature Of Smart Contracts

When you access certain features of the Services, the user interface will allow you to access a non-custodial smart contract to perform a variety of transactions. In particular, you confirm that all actions and functions performed via the Keyring smart contract are irrevocable. However, you remain in full control of your original assets and/or wrapped assets, which are not held or controlled in any way by Keyring Exchange. Keyring Exchange does not collect or hold your keys or information – accordingly, if you lose control over these assets, Keyring cannot access your original or wrapped assets; recover keys, passwords, or other information; reset passwords; or reverse transactions. You are solely responsible for the safety of your digital assets and your use of the Services, including without limitation for storing, backing up, and maintaining the confidentiality of your private keys, passwords, and information, and for the security of any transactions you perform using the Website. You expressly relieve and release Keyring Pro from any and all liability and/or loss arising from your use of the Services.

2.3. Service Fees

The protocol charges a service fee for each transfer performed through Keyring. The fee consists of two components (Fix + Percent (%)): (a) Fix – a fixed amount that is taken in the base asset of the blockchain which is aimed to cover the cost price validators pay for submission of the validation tx into the target chain. For example, if the transfer is performed from the Ethereum chain, then the fixed ETH amount will be deducted from the user’s wallet towards the protocol treasury on Ethereum. (b) Percent (%) – a percentage of each amount of bridged liquidity. The protocol takes a small 10 BPS (0.1%) fee from each transfer. All collected fees are transferred into the protocol treasury smart contract for further distribution (e.g. to validators). Prior to charging you any fees, the protocol will provide an estimate of the fees which may be chargeable (but this may be subject to variations due to uncontrollable factors such as network congestion). Your acceptance of these Terms is considered to be your acceptance of our service fees. We reserve the right to change, modify, or increase our service fees at any time. Any change to our service fees will take effect immediately upon our notification of such change. You agree that by using Keyring Pro following any change to our service fee schedule, you are agreeing to our new service fees.

2.4. Not An Offering Of Banking Business, Trust Business, Custodial Business, Escrow Business, Securities Or Commodities

You understand and affirm that Keyring Exchange is a non-custodial provider of technical smart-contract services which allow users to manage their original assets and wrapped assets. The content of the Website and the Services do not constitute any banking business, trust business, custodial business, escrow business, any offer to buy or sell, or a solicitation of an offer to buy or sell investments, securities, partnership interests, commodities or any other financial instruments in any jurisdiction. The content of the Website and the Services also do not constitute, and may not be used for or in connection with, an offer or solicitation by anyone in any state or jurisdiction in which such an offer or solicitation is not authorized or permitted, or to any person to whom it is unlawful to make such offer or solicitation. In particular, the Services do not constitute any “banking business” within the meaning of any banking laws, “custody” within the meaning of any virtual assets law, or “capital markets products” or “securities” within the meaning of any securities law.

2.5. No Advice

Keyring Exchange makes no representation or warranty, express or implied, to the extent not prohibited by applicable law, regarding the advisability of participating in digital assets on any blockchain, any financial products, securities, funds, commodity interests, partnership interests, or other investments, or funding or purchasing loans. Keyring Exchange is merely a technology service provider allowing you to manage your own digital assets connecting you with various third parties and does not offer fiduciary services and is not your agent, trustee, advisor, or fiduciary.

2.6. Taxes

It is your sole responsibility to determine whether, and to what extent, any taxes apply to any interest received through the Services, and to withhold, collect, report, and remit the correct amount of tax to the appropriate tax authorities.

3. RISK FACTORS

You acknowledge and agree that the Services are currently in the initial development stages and there are a variety of unforeseeable risks with utilizing the Services or participating in the platform, acquiring, holding, or using Keyring Exchange. In the worst scenario, this could lead to the loss of all or part of your digital assets associated with the Services. IF YOU DECIDE TO UTILIZE SERVICES OR ACQUIRE DBR YOU EXPRESSLY ACKNOWLEDGE, ACCEPT AND ASSUME THE BELOW RISKS AND AGREE NOT TO HOLD KEYRING EXCHANGE OR ANY OF THEIR RELATED PARTIES RESPONSIBLE FOR THE FOLLOWING RISKS:

3.1. Third-Party Risk

The Services rely wholly or partly, on third-party software and the continued development and support of third parties. There is no assurance or guarantee that those third parties will maintain their support of their software, which might have a material adverse effect on the Services. Further, where digital assets locked as collateral for assets are deployed by the protocol towards third-party decentralized finance protocols to further generate yield, a failure or security incident in respect of such third-party protocol may result in users losing all or substantially all of their digital assets.

3.2. No Insurance

Original or wrapped assets are not legal tender, are not backed by the government, and are not subject to the Deposit Insurance Scheme or protections under any banking or securities laws. Keyring Exchange is not a bank and does not offer fiduciary services, nor does it offer any security broking services.

3.3. New Technical Risk

The software used for Keyring Exchange is new. While this software has been extensively tested, the software used for the Services is still relatively new and could have bugs or security vulnerabilities. Further, the software is still under development and may undergo significant changes over time that may not meet users’ expectations.

3.4. Risks

The underlying smart contracts run on a variety of supported blockchain networks, using specially-developed smart contracts. Accordingly, upgrades to the relevant blockchain network, a hard fork in the relevant blockchain network, re-organizations of blockchain structure or blocks, or a change in how transactions are confirmed on the relevant blockchain network may have unintended, adverse effects on the smart contracts built thereon, including Keyring Exchange software and smart contracts.

3.5. Information Security Risk

Original or wrapped assets and use of the Services may be subject to expropriation and/or theft. Hackers or other malicious groups or organizations may attempt to interfere with the Services in a variety of ways, including, but not limited to, malware attacks, denial of service attacks, consensus-based attacks, Sybil attacks, surfing, and spoofing. Furthermore, because the underlying blockchain networks comprise open-source software, there is the software underlying the Services may contain intentional or unintentional bugs or weaknesses that may negatively affect the Services or result in the loss of the user’s original assets or wrapped assets, the loss of the user’s ability to access or control their digital assets. In the event of such a software bug or weakness, there may be no remedy, and users are not guaranteed any remedy, refund, or compensation.

3.6. Regulatory Risks

The regulatory status of original assets and wrapped assets, and distributed ledger technology is unclear or unsettled in many jurisdictions. While every effort has been taken to ensure that the Services are compliant with local laws, it is difficult to predict how or whether regulatory agencies may apply existing regulations with respect to the Services. It is likewise difficult to predict how or whether legislatures or regulatory agencies may implement changes to laws and regulations affecting distributed ledger technology and its applications, including the Services. Regulatory actions could negatively impact Keyring in various ways, and thus the Services may not be available in certain areas.

3.7. Taxation Risk

The tax characterization of original and wrapped assets and the usage of the Services are uncertain. It is possible that the user’s intended treatment of original or wrapped assets may be challenged. You must seek your own tax advice in connection with the Services provided by Keyring Exchange, which may result in adverse tax consequences to you, including, without limitation, withholding taxes, transfer taxes, value-added taxes, income taxes, and similar taxes, levies, duties or other charges and tax reporting requirements.

3.8. Additional Conditions Of Usage Of The Website And Services

Your usage of the Website and Services is subject to the following additional conditions:

(a) Unlawful Activity: you agree not to engage, or assist, in any activity that violates any law, statute, ordinance, regulation, or sanctions program, including but not limited to the U.S. Department of Treasury’s Office of Foreign Assets Control (OFAC), or that involves proceeds of any unlawful activity.

(b) Abusive Activity: you agree not to engage in any activity that poses a threat to deBridge or the Website, for example by distributing a virus or other harmful code, or through unauthorized access to the Website or other users’ original or wrapped assets.

(c) Inappropriate Behavior: you agree not to interfere with other users’ access to or use of the Services.

(d) Communication: you agree not to communicate with other users for purposes of (1) sending unsolicited advertising or promotions, requests for donations, or spam; (2) harassing or abusing other users; (3) interfering with transactions of other users. You agree not to use data collected from the Website to contact individuals, companies, or other persons or entities outside the Website for any purpose, including but not limited to marketing activity.

(e) Fraud: you agree not to engage in any activity which operates to defraud deBridge, other users, or any other person; or to provide any false, inaccurate, or misleading information to deBridge.

(f) Gambling: you agree not to utilize the Services to engage in any lottery, bidding fee auctions, contests, sweepstakes, or other games of chance.

4. WEBSITE AVAILABILITY AND ACCURACY

4.1. Access And Availability

Access to the Services may become degraded or unavailable on Keyring Exchange during times of significant volatility or volume. This could result in the inability to interact with third-party services for periods of time and may also lead to support response time delays. Users will, however, be able to access these third-party services through other means. Although we strive to provide you with excellent service, we do not guarantee that the Website or Services will be available without interruption and we do not guarantee that requests to interact with third-party services will be successful.

4.2. Website Accuracy

Although we intend to provide accurate and timely information on the Website, the Website (including, without limitation, the content may not always be entirely accurate, complete, or current and may also include technical inaccuracies or typographical errors. In an effort to continue to provide you with as complete and accurate information as possible, information may, to the extent permitted by applicable law, be changed or updated from time to time without notice, including without limitation information regarding our policies, products, and services. Accordingly, you should verify all information before relying on it, and all decisions based on information contained on the Website are your sole responsibility and we shall have no liability for such decisions. Links to third-party materials (including without limitation any websites) may be provided as a convenience but are not controlled by us. You acknowledge and agree that we are not responsible for any aspect of the information, content, or services contained in any such third-party materials accessible or linked to from the Website.

5. CONSENT TO ELECTRONIC DISCLOSURES AND SIGNATURES

5.1. General

Because Keyring Exchange operates only on the Internet, it is necessary for you to consent to transact business with us online and electronically. As part of doing business with us, therefore, we also need you to consent to our providing you with certain disclosures electronically via our Website. By agreeing to these Terms, you agree to receive electronically all documents, communications, notices, contracts, and agreements arising from or relating to your use of the Website and Service.

5.2. Communications

By accepting these Terms, you expressly consent to be contacted by us, our agents, representatives, affiliates, or anyone calling on our behalf for any and all purposes, in any way, including SMS messages (including text messages), calls using prerecorded messages or artificial voice, and calls and messages delivered using auto telephone dialing system or an automatic texting system. Notwithstanding the aforementioned, any form of communication from deBridge will be provided to you electronically through the Website or (if applicable) via email to the email address provided. If you require paper copies of any agreements or disclosures, you may print such documents as desired.

5.3. Scope Of Consent

You consent to receive disclosures and transact business electronically, and our agreement to do so applies to any transactions to which such disclosures relate, whether between you and Keyring Exchange or a third party by and through the Service. Your consent will remain in effect for so long as you are a user and, if you are no longer a user, will continue until such a time as all disclosures relevant to Services received through the Website.

5.4. Withdrawing Consent

You may withdraw your consent to receive agreements or disclosures electronically by contacting us at support@bacoor.co. However, once you have withdrawn your consent you will not be able to access the Services.

6. INTELLECTUAL PROPERTY, COPYRIGHTS, AND IDENTIFYING MARKS

6.1. Business Source License

All Keyring Exchange smart contracts are licensed under a Business Source License.

6.2. Limited License

All content on the Website, including but not limited to designs, text, graphics, pictures, video, information, software, music, sound, and other files, and their selection and arrangement (the “Content”), are the proprietary property of Keyring with all rights reserved. No Content may be modified, copied, distributed, framed, reproduced, republished, downloaded, displayed, posted, transmitted, or sold in any form or by any means, in whole or in part, without Keyring Exchange’s prior written permission, except as provided in the following sentence and except that the foregoing does not apply to your own User Content (as defined below) that you legally post on the Website. Provided that you are eligible for use of the Website, you are granted a limited license to access and use the Website and to download or print a copy of any portion of the Content solely for your use in connection with your use of the Website or Service, provided that you keep all copyright or other proprietary notices intact. Except for your own User Content (as defined below), you may not republish Content on any Internet, Intranet, or Extranet site or incorporate the information in any other database or compilation, and any other use of the Content is strictly prohibited. Any use of the Website or the Content other than as specifically authorized herein, without the prior written permission of Keyring, is strictly prohibited and will terminate the license granted herein. Such unauthorized use may also violate applicable laws including without limitation copyright and trademark laws and applicable communications regulations and statutes. Unless explicitly stated herein, nothing in these Terms shall be construed as conferring any license to intellectual property rights, whether by estoppel, implication, or otherwise. This license is revocable by us at any time without notice and with or without cause.

6.3. Trademarks

Keyring Exchange and other Keyring graphics, logos, designs, page headers, button icons, scripts, and service names are registered trademarks, trademarks, or trade dresses of Keyring in the British Virgin Islands, the U.S., and/or other countries. Keyring’s trademarks and trade dress may not be used, including as part of trademarks and/or as part of domain names, in connection with any product or service in any manner that is likely to cause confusion and may not be copied, imitated, or used, in whole or in part, without the prior written permission of Keyring Exchange. Keyring Exchange may, at its sole discretion, limit access to the Website by any users who infringe any intellectual property rights of Keyring or others.

6.4. Copyright Complaints

If you believe that any material on the Website infringes upon any copyright which you own or control, you may send a written notification of such infringement to Keyring Exchange support@bacoor.co.

6.5. Suggestions

You acknowledge and agree that any questions, comments, suggestions, ideas, feedback, or other information about the Website or the Service (“Suggestions”), provided by you to Keyring are non-confidential and shall become the sole property of Keyring Exchange. Keyring Exchange shall own exclusive rights, including all intellectual property rights, and shall be entitled to the unrestricted use and dissemination of these Suggestions for any purpose, commercial or otherwise, without acknowledgment or compensation to you.

7. DATA PROTECTION AND SECURITY

7.1. Loss Or Compromise

Any loss or compromise of your electronic device or your security details may result in unauthorized access to your original or wrapped assets by third parties and the loss or theft of such assets.

7.2. Shared Access

You should never allow remote access or share your computer screen with someone else when you are accessing Keyring Exchange. Keyring Exchange will never under any circumstances ask you for your private keys or passwords, or to screen share, or otherwise seek to access your computer or digital assets. You should not provide your details to any third party for the purposes of remotely accessing your computer or digital assets.

7.3. Personal Data

You acknowledge that we may process personal data in relation to you (if you are an individual), and personal data that you have provided or in the future provide to us in relation to your employees and other associated or other individuals, in connection with these Terms, or the Services. Accordingly, you represent and warrant that: (i) your disclosure to us of any personal data relating to individuals other than yourself was or will be made in accordance with all applicable data protection and data privacy laws, and those data are accurate, up to date and relevant when disclosed; (ii) before providing any such personal data to us, you have read and understood our Privacy Policy, which is available [privacy policy], and, in the case of personal data relating to an individual other than yourself, have (or will at the time of disclosure have) provided a copy of that Privacy Policy (as amended from time to time), to that individual; and (iii) if from time to time we provide you with a replacement version of the Privacy Policy, you will promptly read that notice and provide a copy to any individual whose personal data you have provided to us.

7.4. Safety And Security Of Your Computer And Devices

Keyring Exchange is not liable for any damage or interruptions caused by any computer viruses or other malicious code that may affect your computer or other equipment, or any phishing, spoofing or other attacks. We advise the regular use of reputable and readily available virus screening and prevention software.

8. USER FEEDBACK, QUERIES, COMPLAINTS, DISPUTES

8.1. Contact Keyring

If you have feedback or general questions, please contact us via our User Support at support@bacoor.co. When you contact us please provide us with your name, email address, and any other information we may need to identify you, your transactions conducted, and digital assets held.

8.2. Dispute Resolution

PLEASE READ THIS SECTION CAREFULLY BECAUSE IT CONTAINS CERTAIN PROVISIONS, SUCH AS A BINDING ARBITRATION SECTION AND CLASS ACTION WAIVER, WHICH AFFECT YOUR LEGAL RIGHTS. THIS SECTION REQUIRES YOU TO ARBITRATE CERTAIN DISPUTES AND CLAIMS WITH KEYRING EXCHANGE AND LIMITS THE MANNER IN WHICH YOU CAN SEEK RELIEF FROM US.

Each party (i) waives all its respective right(s) to have any and all disputes, claims, suits, actions, causes of action, demands, or proceedings (collectively, “Disputes”) arising from or related to these Terms resolved in a court, and (ii) waive all its respective right(s) to have any Disputes heard before a court. Instead, each party shall arbitrate Disputes through binding arbitration (which is the referral of a Dispute to one or more persons charged with reviewing the Dispute and making a final and binding determination to resolve it instead of having the Dispute decided by a judge or jury in court).

Any Dispute arising out of or related to these Terms is personal to you and will be resolved solely through individual arbitration, and in no circumstances shall be brought as a class arbitration, class action, or any other type of representative proceeding. There will be no class arbitration or arbitration in which an entity attempts to resolve a Dispute as a representative of another individual or group of individuals. Further, a Dispute cannot be brought as a class or other type of representative action, whether within or outside of arbitration, or on behalf of any other individual or group of individuals.

Any Dispute arising out of or in connection with these Terms (including without limitation the enforceability of this section or any question regarding its existence, validity, or termination) shall be referred to and finally resolved by arbitration administered by arbitration in accordance with the BVI IAC Arbitration Rules for the time being in force, which rules are deemed to be incorporated by reference in this Clause 8. The place of arbitration shall be Road Town, Tortola, British Virgin Islands, unless the Parties agree otherwise. The number of arbitrators shall be one. The language to be used in the arbitral proceedings shall be English.

Each party will notify the other party in writing of any Dispute within thirty (30) days of the date it arises so that the Parties can attempt in good faith to resolve the Dispute informally. Notice to Keyring Exchange shall be sent by e-mail to Bacoor at support@bacoor.co. Notice to you shall be either posted on the Website or, if available, will be sent by email to your email on record. Your notice must include (i) your name, postal address, email address, and telephone number, (ii) a full and sufficient description of the nature or basis of the Dispute, and (iii) the specific relief that you are seeking. If you and Keyring Exchange cannot agree on how to resolve the Dispute within thirty (30) days after the date the notice is received by the applicable party, then either you or Keyring Exchange may, as appropriate and in accordance with this section, commence an arbitration proceeding or, to the extent specifically provided for in this section, file a claim in court.

The arbitrator does not have the authority to conduct a class arbitration or a representative or class action, which is prohibited by these Terms. The arbitrator may only conduct an individual arbitration and may not consolidate more than one individual’s claims, preside over any type of class or representative proceeding or preside over any proceeding involving more than one individual.

If any term, clause, or provision of this section is held invalid or unenforceable, it will be held to the minimum extent applicable and required by law, and all other terms, clauses, and provisions of this section will remain valid and enforceable. Further, the waivers set forth in this section are severable from the other provisions of these Terms and will remain valid and enforceable, except as prohibited by applicable law.

You agree that this section of these Terms has been included to rapidly and inexpensively resolve any disputes with respect to the matters described herein and that this section shall be grounds for dismissal of any court action commenced by you with respect to a dispute arising out of such matters.

A printed version of these Terms shall be admissible in judicial or administrative proceedings.

8.3. Disclaimers

None of Keyring Exchange’s, its parent, any of its affiliates, subsidiaries, providers, or their respective officers, directors, employees, agents, independent contractors, or licensors (collectively the “Keyring Parties”) guarantees the accuracy, adequacy, timeliness, reliability, completeness, or usefulness of any of the Content and the Keyring Parties disclaim liability for errors or omissions in the Content. This Website and all of the Content are provided “as is” and “as available,” without any warranty, either express or implied, including the implied warranties of merchantability, fitness for a particular purpose, non-infringement, or title. Additionally, there are no warranties as to the results of your use of the Content. The Keyring Exchange Parties do not warrant that the Website is free of viruses or other harmful components. This does not affect those warranties which are incapable of exclusion, restriction, or modification under the laws applicable to these Terms. Keyring Exchange cannot guarantee and does not promise any specific results from the use of the Website and/or the Service.

8.4. Availability

The Website and the Service may be temporarily unavailable from time to time for maintenance or other reasons. Keyring Exchange assumes no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft or destruction, or unauthorized access to, or alteration of, user communications. Keyring Exchange is not responsible for any problems or technical malfunction of any telephone network or lines, computer online systems, servers or providers, computer equipment, software, failure of email or players on account of technical problems or traffic congestion on the Internet or on the Website or combination thereof, including injury or damage to users or to any other person’s computer related to or resulting from participating or downloading materials in connection with the Website and/or in connection with the Service. Under no circumstances will Keyring Exchange be responsible for any loss or damage, including any loss or damage to any user Content, financial damages or lost profits, loss of business, or personal injury or death, resulting from anyone’s use of the Website or the Service, any User Content or Third Party Content posted on or through the Website or the Service or transmitted to users, or any interactions between users of the Website, whether online or offline.

8.5. Limitation On Liability

EXCEPT IN JURISDICTIONS WHERE SUCH PROVISIONS ARE RESTRICTED, IN NO EVENT WILL KEYRING EXCHANGE OR ITS DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES, INCLUDING FOR ANY LOST PROFITS OR LOST DATA ARISING FROM YOUR USE OF THE WEBSITE OR THE SERVICE OR ANY OF THE CONTENT OR OTHER MATERIALS ON OR ACCESSED THROUGH THE WEBSITE, EVEN IF KEYRING IS AWARE OR HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, TO THE EXTENT PERMITTED BY APPLICABLE LAW KEYRING EXCHANGE’S LIABILITY TO YOU FOR ANY CAUSE WHATSOEVER, AND REGARDLESS OF THE FORM OF THE ACTION, WILL AT ALL TIMES BE LIMITED TO THE AMOUNT PAID, IF ANY, BY YOU TO KEYRING EXCHANGE FOR THE SERVICES. IN NO CASE WILL KEYRING EXCHANGE’S LIABILITY TO YOU EXCEED $1,000. YOU ACKNOWLEDGE THAT IF NO FEES ARE PAID TO KEYRING FOR THE SERVICE, YOU SHALL BE LIMITED TO INJUNCTIVE RELIEF ONLY, UNLESS OTHERWISE PERMITTED BY LAW, AND SHALL NOT BE ENTITLED TO DAMAGES OF ANY KIND FROM KEYRING EXCHANGE, REGARDLESS OF THE CAUSE OF ACTION.

CERTAIN LOCAL, STATE, OR FEDERAL LAWS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES OR LIMITATIONS ON IMPLIED WARRANTIES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS, EXCLUSIONS, OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MAY HAVE ADDITIONAL RIGHTS.

8.6. Governing Law; Venue And Jurisdiction

By visiting or using the Website and/or the Service, you agree that the laws of the British Virgin Islands, without regard to any principles of conflict of laws that would require or permit the application of the laws of any other jurisdiction, will govern these Terms. If you contract with any third party through Keyring Exchange, the terms of such contract will be governed by the contractual terms prescribed by a such third party.

8.7. Indemnity

You agree to indemnify and hold Keyring Exchange, its subsidiaries, and affiliates, and each of their directors, officers, agents, contractors, partners, and employees, harmless from and against any loss, liability, claim, demand, damages, costs and expenses, including reasonable attorney’s fees, arising out of any dispute with another user of the Website or any third party. You also agree to indemnify and hold Keyring Exchange, its subsidiaries and affiliates and service providers, and each of its or their respective officers, directors, agents, joint venturers, employees, and representatives, harmless from any claim or demand (including attorneys’ fees and any fines, fees or penalties imposed by any regulatory authority) arising out of or related to your breach of these Terms or your violation of any law, rule or regulation, or the rights of any third party.

9. GENERAL PROVISIONS

9.1. Amendments

We may amend or modify these Terms by posting on the Website the revised Terms, and the revised Terms shall be effective at such time. If you do not agree with any such modification, your sole and exclusive remedy is to terminate your use of the Services and Website. You agree that we shall not be liable to you or any third party for any modification or termination of the Services, or suspension or termination of your access to the Services, except to the extent otherwise expressly set forth herein. If the revised Terms include a material change, we will endeavor to provide you advanced notice via the Website before the material change becomes effective.

9.2. Force Majeure

Keyring Exchange shall not be liable for delays, failure in performance, or interruption of service which results directly or indirectly from any cause or condition beyond our reasonable control, including but not limited to, significant market volatility, any delay or failure due to any act of God, an act of civil or military authorities, an act of terrorists, civil disturbance, war, strike or other labor dispute, fire, interruption in telecommunications or Internet services or network provider services, failure of equipment and/or software, other catastrophe or any other occurrence which is beyond our reasonable control and shall not affect the validity and enforceability of any remaining provisions.

9.3. Links To Other Web Websites And Content

The Website contains (or you may be sent through the Website or the Services) links to other websites (“ThirdParty Websites”), as well as articles, photographs, text, graphics, pictures, designs, music, sound, video, information, software and other content belonging to or originating from third parties (the “ThirdParty Content”). Such Third Party Websites and Third Party Content are not investigated, monitored, or checked for accuracy, appropriateness, or completeness by us, and we are not responsible for any Third Party Websites accessed through the Website or any Third Party Content posted on the Website, including without limitation the content, accuracy, offensiveness, opinions, reliability or policies of or contained in the Third Party Websites or the Third Party Content. Inclusion of or linking to any Third Party Website or any Third Party Content does not imply approval or endorsement thereof by us. If you decide to leave the Website and access Third Party Websites, you do so at your own risk and you should be aware that our terms and policies no longer govern. You should review the applicable terms and policies, including privacy and data-gathering practices, of any site to which you navigate from the Website.

9.4. Assignment

These Terms, or your rights and obligations hereunder, may not be transferred by you but may be assigned by us without restriction (without having to seek your prior consent). Any attempted transfer or assignment by you in violation hereof shall be null and void. These Terms shall be binding and inure to the benefit of the parties hereto, our successors, and permitted assigns.

9.5. No-Waiver

The failure of Keyring Exchange to exercise or enforce any right or provision of these Terms shall not constitute a waiver of such right or provision in that or any other instance. If any provision of these Terms is held invalid, the remainder of these Terms shall continue in full force and effect. If any provision of these Terms shall be deemed unlawful, void or for any reason unenforceable, then that provision shall be deemed severable from these Terms and shall not affect the validity and enforceability of any remaining provisions.

9.6. Relationship Of The Parties

You agree and understand that nothing in these Terms shall be deemed to constitute, create, imply, give effect to, or otherwise recognize a partnership, employment, joint venture, or formal business entity of any kind; and the rights and obligations of the parties shall be limited to those expressly set forth herein. Except for the indemnity and exculpation provisions herein, nothing expressed in, mentioned in, or implied from these Terms is intended or shall be construed to give any person other than the parties hereto any legal or equitable right, remedy, or claim under or in respect to these Terms to enforce any of its terms which might otherwise be interpreted to confer such rights to such persons, and these Terms and all representations, warranties, covenants, conditions, and provisions hereof are intended to be and are for the exclusive benefit of you and us.

9.7. Notices

To give us notice under these Terms, the user must contact Keyring Exchange by email at support@bacoor.co.

9.8. Entire Agreement

These Terms and our Privacy Policy, incorporated by reference herein, comprise the entire understanding and agreement entered into by and between you and us as to the subject matter hereof, and supersede any and all prior discussions, agreements, and understandings of any kind (including without limitation any prior versions of these Terms), as well as every nature between and among you and us.

9.9. Severability

If any provision of these Terms shall be determined to be invalid or unenforceable under any rule, law, or regulation of any local, state, or federal government agency, such provision will be changed and interpreted to accomplish the objectives of the provision to the greatest extent possible under any applicable law and the validity or enforceability of any other provision of these Terms shall not be affected. If such construction is not possible, the invalid or unenforceable portion will be severed from these Terms but the rest of these Terms will remain in full force and effect.

9.10. Survival

The following provisions of these Terms shall survive termination of your use or access to the Website: the sections concerning Intellectual Property, Disclaimer of Warranties, Limitation on Liability, Waiver, Applicable Law and Dispute Resolution, General Provisions, and any other provision that by its terms survives termination of your use or access to the Website.

9.11. English Language

Notwithstanding any other provision of these Terms, any translation of these Terms is provided for your convenience. The meanings of terms, conditions, and representations herein are subject to their definitions and interpretations in the English language. In the event of conflict or ambiguity between the English language version and translated versions of these terms, the English language version shall prevail. You acknowledge that you have read and understood the English language version of these Terms.

Last Updated: 06 March 2023

This policy (the Policy) outlines how we collect, use, store, and disclose your personal data. Please take a moment to read about how we collect, use, and/or disclose your personal data so that you know and understand the purposes for which we may collect, use and/or disclose your personal data. By accessing the website at www.keyring.app and any sub-domains (the Website), you agree and consent to Bacoor Inc. (the Company), its related corporations, business units, and affiliates, as well as their respective representatives and/or agents (collectively referred to herein as Keyring Exchange, us, we or our), collecting, using, disclosing and sharing amongst themselves the personal data, and to disclosing such personal data to relevant third party providers. This Policy supplements but does not supersede nor replace any other consent which you may have previously provided to us nor does it affect any rights that we may have at law in connection with the collection, use, and/or disclosure of your personal data. We may from time to time update this Policy to ensure that this Policy is consistent with our future developments, industry trends, and/or any changes in legal or regulatory requirements. Subject to your rights at law, the prevailing terms of this Policy shall apply. For the avoidance of doubt, this Policy forms part of the terms and conditions governing your relationship with us and should be read in conjunction with such terms and conditions.

The security of your personal data is important to us. At each stage of data collection, use, and disclosure, Keyring Exchange has in place physical, electronic, administrative, and procedural safeguards to protect the personal data stored with us. However, do note that no transmission of personal data over the internet can be guaranteed to be 100% secure – accordingly, and despite our efforts, Keyring Exchange cannot guarantee or warrant the security of any information you transmit to us, or to or from our online services. Keyring shall not have any responsibility or liability for the security of information transmitted via the internet.

1. What Personal Data Is Collected By Keyring Exchange

“Personal data” means data, whether true or not, about an individual who can be identified (i) from that data, or (ii) from that data and other information to which the organization has or is likely to have access. Some examples of personal data that Keyring may collect are:

(a) information about your use of our services and Website, and specific user interactions with the Website such as features utilized, areas visited or clicked on, and time spent;

(b) Internet Protocol address (IP address), and geographical location;

(c) browser type and version, operating system used by the accessing system, the internet service provider of the accessing system, the website from which an accessing system reaches our website (i.e. “referrers”), location of access, or other similar data and information;

(d) behavior such as pages (and sub-page) visited, time and date of your visit, time spent on each page, and other diagnostic data;

(e) information or details regarding digital assets held;

(f) particulars of digital wallet addresses (including transactions performed by said digital wallet addresses), public cryptographic key relating to digital wallet addresses on distributed ledger networks and/or similar information; and/or

(g) personal opinions made known to us (e.g. feedback or responses to surveys).

Personal data may be collected when you interact with our services or use the Website or may be received by Keyring from third-party databases or service providers that provide business information.

2. Personal Data And The Blockchain

Blockchain technology, also known as distributed ledger technology (DLT), is at the core of our business. Blockchains are decentralized and made up of digitally recorded data in a chain of packages called “blocks”. The manner in which these blocks are linked is chronological, meaning that the data is very difficult to alter once recorded. Since the ledger may be distributed all over the world (across several “nodes” which usually replicate the ledger) this means there is no single person making decisions or otherwise administering the system (such as an operator of a cloud computing system), and that there is no centralized place where it is located either.

Accordingly, by design, a blockchain’s data cannot be changed or deleted and is said to be “immutable”. This may affect your ability to exercise your rights such as your right to erase (“right to be forgotten”), or your rights to object or restrict processing of your personal data. Data on the blockchain cannot be erased and cannot be changed. Although smart contracts may be used to revoke certain access rights, and some content may be made invisible to others, it is not deleted.

In certain circumstances, in order to comply with our contractual obligations to you (such as the delivery of tokens or provision of other services) it will be necessary to collect certain personal data, such as your wallet address, onto the blockchain; this is done through a smart contract and requires you to execute such transactions using your wallet’s private key.

The ultimate decision to (a) transact on the blockchain using your wallet address, as well as (b) share the public key relating to your wallet address with anyone (including us) rests with you. IF YOU WANT TO ENSURE YOUR PRIVACY RIGHTS ARE NOT AFFECTED IN ANY WAY, YOU SHOULD NOT TRANSACT ON BLOCKCHAINS AS CERTAIN RIGHTS MAY NOT BE FULLY AVAILABLE OR EXERCISABLE BY YOU OR US DUE TO THE TECHNOLOGICAL INFRASTRUCTURE OF THE BLOCKCHAIN. IN PARTICULAR, THE BLOCKCHAIN IS AVAILABLE TO THE PUBLIC AND ANY PERSONAL DATA SHARED ON THE BLOCKCHAIN WILL BECOME PUBLICLY AVAILABLE.

3. Purposes For Collection, Use, And Disclosure Of Your Personal Data

Keyring Exchange may collect, use and/or disclose your personal data for its business purposes, including operations for these purposes. These may include, without limitation, the following:

(a) developing and providing facilities, products, or services (whether made available by us or through us) or your participation in interactive features of our services, including without limitation:

(i) cross-chain interoperability and digital asset transfer services;

(ii) acting as intermediaries through any blockchain, network, or platform developed or managed by us;

(iii) recording and/or encryption on any blockchain, network, or platform developed or managed by us;

(iv) promoting advertisements or marketing material, whether from us or third parties;

(v) various products and/or services (whether digital or not, and whether provided through an external service provider or otherwise);

(vi) providing, managing, or accessing digital wallets for holding digital assets;

(vii) making payments for participation in any blockchain, network, or platform developed or managed by us (as applicable);

(viii) services for purchasing, trading, and/or holding digital assets;

(ix) various products and/or services related to digital assets;

(x) any escrow, courier, anti-counterfeiting, cyber-security, or dispute resolution services;

(xi) transactions and clearing or reporting on these transactions;

(xii) carrying out research, planning, and statistical analysis;

(xiii) trouble-shooting, technical maintenance, and bug fixes; and/or

(xiv) analytics for the purposes of developing or improving our products, services, security, service quality, staff training, and advertising strategies;

(b) assessing and processing applications, instructions, transactions, or requests from you or our customers;

(c) communicating with you, including providing you with updates on changes to services or products (whether made available by us or through us) including any additions, expansions, suspensions, and replacements of or to such services or products and their terms and conditions;

(d) managing our infrastructure and business operations and complying with internal policies and procedures;

(e) responding to queries or feedback;

(f) addressing or investigating any complaints, claims, or disputes in connection with the services;

(g) verifying your identity for the purposes of providing facilities, products, or services, which would require comparison of your personal information against third-party databases and/or provision of such information to third-party service providers;

(h) conducting credit checks, screenings, or due diligence checks as may be required under applicable law, regulation, or directive;

(i) complying with all applicable laws, regulations, rules, directives, orders, instructions, and requests from any local or foreign authorities, including regulatory, governmental, tax, and law enforcement authorities or other authorities;

(j) monitoring products and services provided by or made available through us;

(k) financial reporting, regulatory reporting, management reporting, risk management (including monitoring credit exposures, preventing, detecting, and investigating crime, including fraud and any form of financial crime), audit and record-keeping purposes;

(l) enabling any actual or proposed assignee or transferee, participant or sub-participant of deBridge’s rights or obligations to evaluate any proposed transaction;

(m) enforcing obligations owed to us, protecting our rights or property, and protecting against legal liability; and/or

(n) seeking professional advice, including legal or tax advice.

We may also use personal data for purposes set out in the terms and conditions that govern our relationship with you or our customer.

4. Use Of Personal Data For Marketing Purposes

We do not intend to use data collected for marketing purposes, but if our policy changes in the future we will update this Policy accordingly.

5. Disclosure And Sharing Of Personal Data

We may from time to time and in compliance with all applicable laws on data privacy, disclose your personal data to any personnel of Keyring Exchange, group entities, or to third parties (including without limitation banks, financial institutions, credit card companies, credit bureaus, and their respective service providers, companies providing services relating to insurance and/or reinsurance to us, and associations of insurance companies, agents, contractors or third-party service providers who provide services to us such as telecommunications, information technology, payment, data processing, storage and archival, and our professional advisers such as our auditors and lawyers, and regulators and authorities), located in any jurisdiction, in order to carry out the purposes set out above. Please be assured that when we disclose your personal data to such parties, we will disclose only the personal information that is necessary to deliver the service required, and will also require them to ensure that any personal data disclosed to them are kept confidential and secure. For more information about the third parties with whom we share your personal data, you may, where appropriate, wish to refer to the agreement(s) and/or terms and conditions that govern our relationship with you or our customer. You may also contact us for more information (please see section 10 below). We wish to emphasize that Keyring Exchange does not sell personal data to any third parties and we shall remain fully compliant with any duty or obligation of confidentiality imposed on us under the applicable agreement(s) and/or terms and conditions that govern our relationship with you or our customer or any applicable law.

You are responsible for ensuring that the personal data you provide to us is accurate, complete, and not misleading and that such personal data is kept up to date. You acknowledge that failure on your part to do so may result in our inability to provide you with the products and services that you have requested. To update your personal data, please contact us (please see section 10 below for contact details). Where you provide us with personal data concerning individuals other than yourself, you are responsible for obtaining all legally required consents from the concerned individuals and you shall retain the proof of such consent(s), such proof to be provided to us upon our request.

We may transfer, store, process, and/or deal with your personal data in any jurisdiction, and accordingly, such personal data may be transferred to computers, servers, or hardware located outside of your state, province, country, or other governmental jurisdiction where the data protection laws may differ from those in your jurisdiction. Keyring Exchange will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this Policy and no transfer of your personal data will take place to an organization or a country unless there are adequate controls in place including the security of your data and other personal information (including without limitation the Standard Contractual Clauses approved by the European Commission). Your consent to this Policy followed by your submission of such information represents your agreement to the transfer of personal data as described herein.

6. Cookies And Related Technologies

The Website uses cookies. A cookie is a small text file placed on your computer or mobile device when you visit a Website or use an app, which may include an anonymous unique identifier. Cookies collect information about users and their visit to the Website or use of the app, such as their Internet protocol (IP) address, how they arrived at the Website (for example, through a search engine or a link from another Website), how they navigate within the Website or app, browser information, computer or device type, operating system, internet service provider, website usage, referring/exit pages, platform type, date/time stamp, number of clicks, and how they use our services. We use cookies and other technologies to facilitate your internet sessions and use of our apps, offer you customized products and/or services according to your preferred settings, display features and services which might be of interest to you, track the use of our websites and apps, to compile statistics about activities carried out on our websites, and to hold certain information. Examples of cookies that we use include, without limitation, Session Cookies to operate our service, Preference Cookies to remember your preferences and various settings, as well as Security Cookies for security purposes.

You may set up your web browser to block cookies from monitoring your website visit. You may also remove cookies stored from your computer or mobile device. However, if you do block cookies you may not be able to use certain features and functions of our websites.

We further utilize a variety of other similar tracking technologies, including without limitation beacons, tags, and scripts to collect and track information and to improve and analyze our services.

7. Other Websites

Our websites may contain links to other websites which are not maintained by Keyring Exchange. This Policy only applies to the websites of Keyring Exchange. When visiting these third-party websites, you should read their privacy policies which will apply to your use of such websites.

8. Retention Of Personal Data

Your personal data is retained as long as the purpose for which it was collected remains and until it is no longer necessary for any legal or business purposes. This enables us to comply with legal and regulatory requirements or use it where we need to for our legitimate purposes, such as transfers of digital assets, and dealing with any disputes or concerns that may arise.

We may need to retain information for a longer period where we need the information to comply with regulatory or legal requirements or where we may need it for our legitimate purposes (e.g. to help us respond to queries or complaints, fight fraud and financial crime, responding to requests from regulators, etc).

When we no longer need to use personal data, we will remove it from our systems and records and/or take steps to anonymize it so that you can no longer be identified from it.

9. Queries, Access/Correction Requests, And Withdrawal Of Consent

If you:

(a) have queries about our data protection processes and practices;

(b) wish to request access to and/or make corrections to your personal data in our possession or under our control; or

(c) wish to withdraw your consent to our collection, use, or disclosure of your personal data,

Please submit a written request (with supporting documents, (if any) to our Data Protection Officer at: support@bacoor.co. Our Data Protection Officer shall endeavor to respond to you within 30 days of your submission. Please note that if you withdraw your consent to any or all use or disclosure of your personal data, depending on the nature of your request, we may not be in a position to continue to provide our services or products to you or administer any contractual relationship in place. Such withdrawal may also result in the termination of any agreement you may have with us. Our legal rights and remedies are expressly reserved in such an event.

We may charge you a fee for processing your request for access. Such a fee depends on the nature and complexity of your access request. Information on the processing fee will be made available to you.

10. Contact Information

To contact us on any aspect of this Policy or your personal data or to provide any feedback that you may have, please contact our Data Protection Officer at support@bacoor.co.

11. Governing Law And Jurisdiction

This Policy and your use of the Website shall be governed and construed in accordance with the laws of the British Virgin Islands.

12. Amendments And Updates To Keyring Privacy Policy

We reserve the right to amend this Policy from time to time to ensure that this Policy is consistent with any developments to the way Keyring Exchange uses your personal data or any changes to the laws and regulations applicable to Keyring Exchange. We will make available the updated Policy on the Website. You are encouraged to visit the Website from time to time to ensure that you are well informed about our latest policies in relation to personal data protection. All communications, transactions, and dealings with us shall be subject to the latest version of this Policy in force at the time.

13. For European Union Or European Economic Area Residents

This section 13 applies if you are an individual located in the European Union or European Economic Area. Subject to applicable law, you have the following additional rights in relation to your personal data:

(a) the right to access your personal data (if you ask us, we will confirm whether we are processing your personal data in a structured, commonly used, and machine-readable format and, if so, provide you with a copy of that personal data (along with certain other details). If you require additional copies, we may need to charge a reasonable fee;

(b) the right to ensure the accuracy of your personal data;

(c) the right to have us delete your personal data (we will do so in some circumstances, such as where we no longer need it, but do note that we may not delete your data when other interests outweigh your right to deletion);

(d) the right to restrict further processing of your personal data (unless we demonstrate compelling legitimate grounds for the processing);

(e) rights in relation to automated decision-making and profiling (you have the right to be free from decisions based solely on automated processing of your personal data, including profiling, that affect you, unless such processing is necessary for entering into, or the performance of, a contract between you and us or you provide your explicit consent to such processing);

(f) the right to withdraw consent (if we rely on your consent to process your personal data, you have the right to withdraw that consent at any time, but provided always that this shall not affect the lawfulness of processing based on your prior consent); and

(g) the right to complain to a supervisory authority in your country of residence in the event that data is misused.

If you believe that our processing of your personal information infringes data protection laws, you have a legal right to lodge a complaint with a supervisory authority responsible for data protection. You may do so in the EU member state of your residence, your place of work, or the place of the alleged infringement. You may exercise any of your rights in relation to your personal data by contacting our Data Protection Officer at: support@bacoor.co.

14. Your Acceptance Of These Terms

This Policy applies in conjunction with any other notices, contractual clauses, and consent clauses that apply in relation to the collection, use, and disclosure of your personal data by us. We may revise this Policy from time to time without any prior notice. You may determine if any such revision has taken place by referring to the date on which this Policy was last updated.

By using the Website and/or any services provided by Keyring, you signify your acceptance of this Policy and terms of service. If you do not agree to this Policy or terms of service, please do not use the Website or any services provided by Keyring Exchange. Your continued use of the Website following the posting of changes to this Policy will be deemed your acceptance of those changes.

Last updated: [06 Feb 2023]

The Interface is a community-driven platform of Keyring Swap Network data protocols (the “Protocol”) and open-source software governed by and belongs to a Keyring Swap decentralized autonomous organization (“DAO”) governance mechanism. The Interface provides potential virtual currency exchange interaction possibilities in a form of data live.

These Terms of Use and any terms and conditions incorporated herein by reference (collectively, the “Terms”) govern your access to and use of the Interface. You must read the Terms carefully.

NOTICE: IMPORTANT NOTE REGARDING ARBITRATION: WHEN YOU AGREE TO THESE TERMS BY USING OR ACCESSING THE INTERFACE, YOU ARE AGREEING TO RESOLVE ANY DISPUTE BETWEEN YOU AND 1INCH THROUGH BINDING, INDIVIDUAL ARBITRATION RATHER THAN IN COURT. AND YOU AGREE TO A CLASS ACTION WAIVER, BOTH OF WHICH IMPACT YOUR RIGHTS AS TO HOW DISPUTES ARE RESOLVED

If you come up with any further questions, please, don`t be shy and feel free to contact us at info@bacoor.co.

Modification Of This Agreement

We have the right to change this Agreement at any moment at our sole discretion. We shall notify you of any changes by revising the date at the top of the Agreement and keeping a current version of the Agreement at https://swap-eth.keyring.app/#/swap. All changes will take effect immediately after they are posted, and your continuing access or use of the Interface will be deemed acceptance of such changes. If any changes to this Agreement are unacceptable to you, you must immediately cease accessing and using the Interface.

Eligibility

You must be able to enter into a legally binding contract with us in order to access or use the Interface. As a result, you represent that you are of legal age in your jurisdiction (e.g., eighteen years old) and that you have the full right, power, and authority to enter into and comply with the terms and conditions of this Agreement on behalf of yourself and any company or legal entity for which you may access or use the Interface.

You also represent that you are not (a) subject to any governmental authority’s economic or trade sanctions, or (b) a citizen, resident, or organization in a jurisdiction or territory that is the subject of comprehensive country-wide, territory-wide, or jurisdiction-wide, territory-wide, or jurisdiction-wide, territory-wide, or jurisdiction-wide, territory-wide, or jurisdiction-wide, territory-wide, or jurisdiction-wide, territory-wide, or jurisdiction-wide, territory-wide, or jurisdiction-wide Finally, you agree that your access to and use of the Interface will be in complete compliance with all relevant laws and regulations and that you will not use the Interface to conduct, promote, or otherwise facilitate any unlawful activity.

Compliance Obligations 

TL;DR: You expressly agree that you assume all risks in connection with your access to and use of the Interface. Additionally, you expressly waive and release us from any and all liability, claims, causes of action, or damages arising from or in any way relating to your access to and use of the Interface.

The Interface may not be available or appropriate for use in all jurisdictions. By accessing or using the Interface, you agree that you are solely and entirely responsible for compliance with all laws and regulations that may apply to you. You further agree that we have no obligation to inform you of any potential liabilities or violations of law or regulation that may arise in connection with your access and use of the Interface and that we are not liable in any respect for any failure by you to comply with any applicable laws or regulations.

Your Use Of Interface 

TL;DR: We do not control your interactions and stop an interaction or attempt to reverse an interaction after it occurred. There are some strict rules: do not in any way harm the Interface or other users. And also: you’re ultimately responsible for any interactions as relevant to the Interface. Please review, obtain, or otherwise seek additional information or support before interactions with virtual currency at the Protocol.

By using or accessing the Interface, you represent and warrant that you understand that there are inherent risks associated with virtual currency, and the underlying technologies including, without limitation, cryptography and blockchain, and you agree that Keyring Swap is not responsible for any losses or damages associated with these risks. You specifically acknowledge and agree that the Interface facilitates your interaction with decentralized networks and technology and, as such, we have no control over any blockchain or virtual currencies and cannot and do not ensure that any of your interactions will be confirmed on the relevant blockchain and do not have the ability to effectuate any cancellation or modification requests regarding any of your interactions.

Without limiting the foregoing, you specifically understand and hereby represent your acknowledgment of the following:

• The pricing information data provided through the Interface does not represent an offer, a solicitation of an offer, or any advice regarding, or recommendation to enter into, a transaction with the Interface.
• The Interface does not act as an agent for any of the users.
• The Interface does not own or control any of the underlying software through which blockchain networks are formed, and therefore is not responsible for them and their operation.
• You are solely responsible for reporting and paying any taxes applicable to your use of the Interface.
• Although it is intended to provide accurate and timely information on the Interface, the Interface or relevant tools may not always be entirely accurate, complete, or current and may also include technical inaccuracies or typographical errors. Accordingly, you should verify all information before relying on it, and all decisions based on information contained on the Interface or relevant tools are your sole responsibility.

In order to allow other users to have a full and positive experience of using the Interface you agree that you will not use the Interface in a manner that is prohibited activity

• Breaches the Terms;
• Infringes on or violates any copyright, trademark, service mark, patent, right of publicity, right of privacy, or other proprietary or intellectual property rights under the law;
• Seeks to interfere with or compromise the integrity, security, or proper functioning of any computer, server, network, personal device, or other information technology system, including, but not limited to, the deployment of viruses and denial of service attacks;
• Attempts, in any manner, to obtain the private key, password, account, or other security information from any other user, including such information about the digital wallet;
• Decompiles, reverse engineers, or otherwise attempt to obtain the source code or underlying ideas or information of or relating to the Interface;
• Seeks to defraud us or any other person or entity, including, but not limited to, providing any false, inaccurate, or misleading information in order to unlawfully obtain the property of another; ● Violates any applicable law, rule, or regulation concerning the integrity of trading markets, including, but not limited to, the manipulative tactics commonly known as spoofing and wash trading;
• Violates any applicable law, rule, or regulation of the United States or another relevant jurisdiction, including, but not limited to, the restrictions and regulatory requirements imposed by U.S. law;
• Disguises or interferes in any way with the IP address of the computer you are using to access or use the Interface or that otherwise prevents us from correctly identifying the IP address of the computer you are using to access the Interface;
• Transmits, exchanges, or is otherwise supported by the direct or indirect proceeds of criminal or fraudulent activity;
• Contributes to or facilitates any of the foregoing activities.

As it has been already stated, we only provide you with the relevant interface and software and neither has control over your interactions with the blockchain nor encourage you to perform any. Any interaction performed by you via the Interface remains your sole responsibility.

All information provided in connection with your access and use of the Interface is for informational purposes only and should not be construed as professional advice. You should not take, or refrain from taking, any action based on any information contained in the Interface or any other information that we make available at any time, including, without limitation, blog posts, articles, links to third-party content, news feeds, tutorials, tweets, and videos. Before you make any financial, legal, or other decisions involving the Interface, you should seek independent professional advice from an individual who is licensed and qualified in the area for which such advice would be appropriate.

The Terms are not intended to, and do not, create or impose any fiduciary duties on us. To the fullest extent permitted by law, you acknowledge and agree that we owe no fiduciary duties or liabilities to you or any other party and that to the extent any such duties or liabilities may exist at law or in equity, those duties and liabilities are hereby irrevocably disclaimed, waived, and eliminated. You further agree that the only duties and obligations that we owe you are those set forth expressly in the Terms

Proprietary Rights

Software, text, photos, trademarks, service marks, copyrights, patents, and designs are among the intellectual property and other rights we possess in the Interface and its contents. The conditions of our copyright licenses and Trademark Guidelines apply to this intellectual property. Versions 1 of the Keyring Swap protocol, unlike the Interface, are fully made up of open-source or source-available software that runs on the public multi-chain blockchain.

Additional Rights

We reserve the following rights, which are not obligations of ours: (a) to modify, substitute, eliminate, or add to the Interface with or without notice to you; (b) to review, modify, filter, disable, delete, and remove any and all content and information from the Interface; and (c) to cooperate with any law enforcement, court, or government investigation or order or third party requesting or directing that We disclose information or content or information that you provide.

Privacy

Only your blockchain wallet address completed transaction hashes, and the token names, symbols, or other blockchain identifiers of the tokens you exchange are collected when you use the Interface. We don’t ask you for any personal information (e.g., your name or other identifiers that can be linked to you). Third-party service providers, such as Infura, Cloudflare, and Google Analytics, may acquire or independently get your personal information through publicly available sources. We have no control over how these third parties manage your information, so you should read their privacy policies to see how they acquire, use, and distribute your personal data. Please go to this website in particular; https://policies.google.com/technologies/partner-sites to learn more about how Google uses data. You acknowledge and consent to our data practices and our service providers’ handling of your information by accessing and using the Interface.

On the Interface, we utilize the data we gather to identify, prevent, and mitigate financial crime and other illegal or harmful behaviors. We may share the information we gather with blockchain analytics companies for these reasons. We only share information with these service providers in order for them to assist us in maintaining the Interface’s safety, security, and integrity. We only keep the information we gather for as long as it is required for these reasons.

Please keep in mind that when you use the Interface, you’re dealing with the multi-chain blockchain, which ensures that your transactions are completely transparent. Keyring Swap has no control over and accepts no responsibility for, any information you make public on the multi-chain blockchain by using the Interface.

Not Registered With The SEC Or Any Other Agency

We are not registered as a national securities exchange or in any other capacity with the Securities and Exchange Commission of the United States. You understand and agree that we do not place trading orders on your behalf or collect or receive fees from your Protocol transactions. We also don’t help you with the execution or settlement of your trades, which take place solely on the multi-chain blockchain, which is open to everyone.

Non-Solicitation; No Investment Advice

You acknowledge and agree that all trades you submit through the Interface are considered unsolicited, which means you have not received any investment advice from us in connection with any trades, including those you place via our Auto Router API, and we do not conduct a suitability review of any trades you submit.

The Interface’s material is offered solely for educational reasons and should not be interpreted as investment advice. You should not act or refrain from acting based on the information provided in the Interface. We do not give you investment advice or comment on the merits of any investment transaction or opportunity. Based on your unique investment objectives, financial circumstances, and risk tolerance, you are solely responsible for evaluating whether any investment, investment plan or associated transaction is appropriate for you.

No Warranties

The Interface is made available “AS IS” and “AS AVAILABLE.” We disclaim all representations and warranties of any kind, whether explicit, implied, or statutory, to the maximum extent permissible by law, including (but not limited to) the warranties of merchantability and fitness for a specific purpose. You understand and accept that you are using the Interface at your own risk. We make no representations or warranties that access to the Interface will be continuous, uninterrupted, timely, or secure; that the information in the Interface will be accurate, reliable, complete, or current; or that the Interface will be free of errors, defects, viruses, or other harmful elements. No advice, information, or statement made by us should be construed as implying that the Interface is free of defects. Any ad offers, or comments made by third parties about the Interface are not endorsed, guaranteed, or assumed responsible for by us.

Non-Custodial And No Fiduciary Duties

The Interface is a non-custodial program, which means you are completely responsible for the cryptographic private keys to the digital asset wallets you own. This Agreement is not intended to create or impose any fiduciary responsibilities on us, and it does not do so. You acknowledge and agree that we owe no fiduciary responsibilities or liabilities to you or any other person to the maximum extent authorized by law and that any such duties or liabilities that may exist at law or in equity are thus permanently disclaimed, renounced, and erased. You also agree that we owe you only those responsibilities and obligations that are specifically stated in this Agreement.

Third-Party Resources And Promotions

The Interface may contain references or links to third-party resources that we do not own or control, such as information, materials, goods, or services. Third parties may also provide promotions in connection with your access to and use of the Interface. Any such materials or promotions are not endorsed by us, and we take no responsibility for them. You do so at your own risk if you use such resources or participate in such campaigns, and you acknowledge that this Agreement does not extend to your interactions or relationships with third parties. You agree to hold us harmless from any and all liabilities arising from your use of such resources or participation in such campaigns.

Release Of Claims

You expressly agree to take full responsibility for any risks associated with your access to and use of the Interface, as well as your interactions with the Protocol. You also expressly waive and release us from any and all liability, claims, causes of action, or damages arising out of or in any way connected with your use of the Interface and contact with the Protocol. If you live in California, you waive the benefits and protections of California Civil Code 1542, which states that “a general release does not extend to claims that the creditor or releasing party does not know or suspect to exist in his or her favor at the time of execution of the release and that, if known by him or her, would have materially affected his or her settlement with the debtor or released party.”

Indemnity

You agree to hold us and our officers, directors, employees, contractors, agents, affiliates, and subsidiaries harmless, release, defend, and indemnify us from and against all claims, damages, obligations, losses, liabilities, costs, and expenses arising from (a) your access and use of the Interface; (b) your violation of any term or condition of this Agreement, any third-party right, or any other applicable law, rule, or regulation; and (c) any other party’s access and use of the Interface.

Limitation Of Liability

We, our officers, directors, employees, contractors, agents, affiliates, or subsidiaries will not be liable to you for any indirect, punitive, incidental, special, consequential, or exemplary damages, including (but not limited to) damages for loss of profits, goodwill, use, data, or other intangible property, arising out of or relating to any access or use of the Interface, nor will we be liable for any damage, loss, or injury resulting from such access or use. We assume no liability or responsibility for any: (a) errors, mistakes, or inaccuracies of content; (b) personal injury or property damage, of any nature whatsoever, resulting from any access or use of the Interface; (c) unauthorized access or use of any secure server or database in our control, or the use of any information or data stored therein; (d) interruption or cessation of function related to the Interface; (e) bugs, viruses, trojan horses, or the like that may be transmitted to or through the Interface; (f) errors or omissions in, or loss or damage incurred as a result of the use of, any content made available through the Interface; and (g) the defamatory, offensive, or illegal conduct of any third party. We, our officers, directors, employees, contractors, agents, affiliates, or subsidiaries shall not be liable to you for any claims, proceedings, liabilities, obligations, damages, losses, or costs in excess of the amount you paid to us in exchange for access to and use of the Interface, or USD$100.00, whichever is greater. This limitation of responsibility applies regardless of whether the asserted obligation is based on contract, tort, negligence, strict liability, or any other basis, and even if we have been warned that such liability exists. Certain guarantees, as well as the restriction or exclusion of certain responsibilities and damages, are prohibited in some countries. As a result, you may be exempt from certain of the disclaimers and restrictions set out in this Agreement. To the maximum extent permissible by law, this limitation of responsibility shall apply.

Dispute Resolution

We shall make every attempt to settle any possible conflicts through informal, good-faith talks. If you have a possible disagreement, please contact us at info@bacoor.co so that we can try to settle it without resorting to formal dispute resolution. If we can’t reach an informal agreement within sixty days of receiving your email, you and we both agree to handle the possible disagreement using the method outlined below.

Any claim or controversy arising out of or relating to the Interface, this Agreement, or any other acts or omissions for which you claim we are liable, including (but not limited to) any claim or controversy as to arbitrability (“Dispute”), shall be finally and exclusively resolved by arbitration under the JAMS Optional Expedited Arbitration Procedures. You acknowledge that any Disputes must be resolved by binding arbitration. The arbitration will be conducted in confidence before a single arbiter who will be chosen in accordance with JAMS regulations. Unless you and I agree otherwise, the arbitration shall take place in New York, New York. The arbitrator may not combine your claims with those of any other party unless we agree differently. Any judgment on the arbitrator’s award can be entered in any court of competent jurisdiction.

Class Action And Jury Trial Waiver

Any and all Disputes you have with us must be brought in your individual capacity, not as a plaintiff or participant of any putative class action, collective action, private attorney general action, or another representative process. This clause governs class arbitration. Both you and I agree to forego our right to a jury trial.

Governing Law

You agree that this Agreement and any dispute between you and us will be governed by the laws of the State of New York, without respect to considerations of conflict of laws. You further agree that the Interface is entirely based in New York, and that, while the Interface may be available in other jurisdictions, its availability does not give rise to general or particular personal jurisdiction in any venue outside of New York. The Federal Arbitration Act governs any arbitration conducted in accordance with this Agreement. You agree that any appeals of an arbitration judgment or judicial actions in the event that this Agreement’s binding arbitration clause is deemed to be unenforceable should be brought in the federal and state courts of New York County, New York.

Entire Agreement

With respect to the subject matter herein, these terms comprise the complete agreement between you and us. Any and all earlier or contemporaneous written and oral agreements, communications, and other understandings (if any) pertaining to the subject matter of the terms are superseded by this Agreement.

You understand and agree that the Interface enables access to an online, decentralized, and autonomous protocol and environment, and associated decentralized networks, that are not controlled by the Keyring Swap. We do not have access to your private key and cannot initiate an interaction with your virtual currency or otherwise access your virtual currency. We are not responsible for any activities that you engage in when using your wallet, or the Interface.

TL;DR: We Provide No Representations Or Warranty As To The Interface. 

You expressly understand and agree that your use of the Interface is at your sole risk. We make and expressly disclaim all representations and warranties, express, implied or statutory, and with respect to the Interface and the code proprietary or open-source, we specifically do not represent and warrant and expressly disclaim any representation or warranty, express, implied or statutory, including without limitation, any representations or warranties of title, non-infringement, merchantability, usage, security, suitability or fitness for any particular purpose, or as to the workmanship or technical coding thereof, or the absence of any defects therein, whether latent or patent. We do not represent or warrant that the Interface, code, and any related information are accurate, complete, reliable, current, or error-free. The Interface is provided on an “as is” and “as available” basis, without warranties of any kind, either express or implied, including, without limitation, implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

You acknowledge that no advice, information, or statement that we make should be treated as creating any warranty concerning the Interface. We do not endorse, guarantee, or assume responsibility for any advertisements, offers, or statements made by third parties concerning the Interface.

TL;DR: We Are Not Responsible For Transferring, Safeguarding, Or Maintaining Your Private Keys. 

You acknowledge that Keyring Swap is not responsible for transferring, safeguarding, or maintaining your private keys or any virtual currency associated therewith. If you lose, mishandle, or have stolen associated virtual currency private keys, you acknowledge that you may not be able to recover associated virtual currency and that Keyring Swap is not responsible for such loss. You acknowledge that Keyring Swap is not responsible for any loss, damage, or liability arising from your failure to comply with the terms hereunder.

TL;DR: Blockchain Protocols Are Code Subject To Flaws And We Do Not Provide Any Warranties On The Security Of Such Protocols. 

By accessing and using the Interface, you represent that you understand (a) the Interface facilitates access to the Protocol, the use of which has many inherent risks, and (b) the cryptographic and blockchain-based systems have inherent risks to which you are exposed when using the Interface. You further represent that you have a working knowledge of the usage and intricacies of blockchain-based digital assets, including, without limitation, the ERC-20 token standard available on the Ethereum blockchain and other blockchains. You further understand that the markets for these blockchain-based digital assets are highly volatile due to factors that include, but are not limited to, adoption, speculation, technology, security, and regulation. You acknowledge that the cost and speed of transacting with blockchain-based systems, such as Ethereum, are variable and may increase or decrease, respectively, drastically at any time. You hereby acknowledge and agree that we are not responsible for any of these variables or risks associated with the Protocol and cannot be held liable for any resulting losses that you experience while accessing or using the Interface. Accordingly, you understand and agree to assume full responsibility for all of the risks of accessing and using the Interface to interact with the Protocol.

TL;DR: Third-Party Resources And Promotions. 

The Interface may contain references or links to third-party resources, including, but not limited to, information, materials, products, or services, that we do not own or control. In addition, third parties may offer promotions related to your access and use of the Interface. We do not endorse or assume any responsibility for any such resources or promotions. If you access any such resources or participate in any such promotions, you do so at your own risk, and you understand that the Terms do not apply to your dealings or relationships with any third parties. You expressly relieve us of any and all liability arising from your use of any such resources or participation in any such promotions.

Collecting Of Personal Information

When you access or use our site or service, we may collect some information, including:

· Any Information you choose to provide to us: Your Tomo address, region, and so on.

· Log information: We may log information about your use of the Service, such as the type of browser you use, access times, pages viewed, your IP address, and the page you visited before.

· Device information: We may collect information about the mobile device you use including the hardware model, operating system and version, device identifiers, mobile network information etc., to access our mobile application.

Exception Of Collecting Personal Information

Under no circumstances, we will not collect your private key or passphrase.

Use And Disclosure Of Personal Data

We may use Personal Data internally or disclose for the following purposes:

1. To understand your needs and preferences;
2. To develop new services and strengthen the existing service and product offerings;
3. To manage and develop our business and operations;
4. To carry out the purpose with your consent;
5. To meet legal and regulatory requirements.

We also reserve the right to use aggregated Personal Information. Personal Data may be collected, stored and/or processed by third-party service providers or Blockchain company to perform functions of our service. All such third parties have contracts to protect data in accord with our policy.

In cases where it is necessary to disclose Personal Information by law or not subject to the legal requirements concerning the disclosure of Personal Data, we will inform the person providing your personal information of our Personal Information Protection Policy and have it agree to abide by similar requirements.

Processing

The KEYRING PRO handles your personal information legitimately and fairly and will not use it except for the purpose that we notified you.

Security Of Personal Information

We protect Personal Data with proper physical, technological and organizational safeguards and security measures. We audit procedures and security measures on a regular basis to ensure they are being properly administered and remain effective and appropriate.

Security measures are taken to protect against the loss, misuse, and unauthorized alteration of the information under our control. When Personal Information becomes unnecessary, we have procedures either to discard, delete, erase or convert it to an anonymous form.

We reserve the right to manage your Personal Information as part of our standard backup procedures.

Storage Of Personal Information

KEYRING PRO sets the appropriate standard for protection, confidentiality and security of Data.

Acceptance

By using the site or application of KEYRING PRO, you signify your agreement to this Privacy Policy. KEYRING PRO reserves the right to change this Privacy Policy at any time.

Article 1 General Provisions

1. The Terms and Conditions (hereinafter referred to as “the terms”) defines the terms of use of the Service provided by Bacoor Inc. (Bacoor Corporation, hereinafter referred to as “Company”).

2. Users agree to the contents of the terms, you can start using the service. 3. We shall be able to change the contents of the terms without prior notice to users.

Article 2 Definitions

1. “User” means an individual or corporation who downloads the service to their devices and uses it.

2. “The service” means the storage and remittance of crypto-currencies such as Tomochain and other related services (including the changed service if the name or content of the service is changed) naming Panto graph provided by the Company.

3. “Our website” means the website operated by the Company with the domain as “http://bacoor.io/” and “*****” (if the domain or content of our website has been changed, the website after the change is included).

4. “The terms” means the contract of using the service that is established between the user and the Company and conforms to the provisions of this agreement.

Article 3 Use Of This Service

1. As long as this service is present on the user’s device, the user shall use it based on self-responsibility in accordance with the method defined by the Company within the scope of the purpose of the terms and within the scope of not violating the terms.

2. Preparation and maintenance of computers, smartphones and other devices, communication lines and other communication environments necessary for receiving this service shall be carried out at the expense and responsibility of the user.

3. Users will take measures against security issues such as prevention of computer virus infection, unauthorized access and information leakage by their own expenses and responsibilities depending on the environment of their own usage for the service.

Article 4 Management Of Passwords And Passphrases

1. Users will manage and store passwords and passphrases at their own risk.

2. The user assumes responsibility for damage due to insufficient management of passwords or passphrases, errors in use, damage by third party\’s use, etc., and we assume no responsibility.

Article 5 Prohibited Matters

When using the service, the user shall not perform any act corresponding to the following items.

(1) Acts that violate intellectual property rights, portrait rights, rights of privacy, honor, other rights or interests of our company, other users of this service or other third parties.

(2) Acts related to criminal acts or acts contrary to public order and morals.

(3) Acts in violation of laws or regulations or internal rules of industry associations to which the Company or users are affiliated.

(4) Acts of sending information including computer viruses and other harmful computer programs.

(5) Act of altering information on the use of this service.

(6) Acts of sending data over a certain data capacity specified by the Company through this service.

(7) Acts that may interfere with the management of the Service by the Company.

(8) Other acts that we deem inappropriate.

Article 6 Disclaimer

1. Users need to investigate whether using this service violates laws and regulations applicable to users and internal regulations of industry groups by their own responsibility and expenses. We do not guarantee that the use of this service by users will conform to laws and regulations applicable to users and internal regulations of industry groups.

2. In connection with this service, transactions, communications, disputes, etc. arising between users or between users and third parties shall be handled and resolved at the responsibility of users. We are not responsible for any such matters.

3. We will not assume any responsibility to compensate to the discontinuation, suspension, termination, unavailability or alteration of the provision of this service by the Company, loss of data due to the use of this service, failure or damage of equipment, and other damage incurred by the user in connection with this service.

4. Even if our website provides links to other websites or links from other websites to our website, we will not be liable for any information on the website other than our website and the information obtained from it.

5. The failure of our system, malfunction of the user\’s device, or operation outside the scope of our Terms of Service may affect the indication of the crypto-currency holding amount and remittance speed in this service. In those cases, we will not assume any responsibility to compensate for the damage suffered by the user in connection with this service.

6. We are not responsible for system failure due to force majeure that can not be done, or performance impossibility or incomplete performance of part of the system caused by natural disasters, war / civil war, riots, revision or abolition / establishment of laws, orders and dispositions by public authority, labor disputes, transportation agencies / communication line accidents, raw material / fare sudden rise, major fluctuations in foreign exchange etc…

7. We will not assume any responsibility for compensation to the user by future changes in the tax system, including laws, cabinet orders, laws, ordinances, regulations, orders, notices, ordinances, guidelines and other regulations on crypto-currency (hereinafter referred to as “laws and regulations”) or related consumption tax even if those damages occur to you.”

8. We are not liable to compensate even if damages to the user occurred in the event that future changes in the tax system including laws and ordinances to the crypto-currency or related consumption tax have retroacted in the past.

9. We will not assume any responsibility to compensate users even if the crypto-currency price fluctuates unexpectedly.

Article 7 Effective Period

The Terms of Service shall survive effectively between the Company and the user during the period of the service until the data of the service is deleted from the user’s device .

Article 8 Acceptable Use Of Our Services

1. You must use our services according to our Terms and posted policies. If we disable your account for a violation of our Terms, you will not create another account without our permission.
2. You must access and use our services only for legal, authorized, and acceptable purposes. You will not use (or assist others in using) our services in ways that:

• Violate, misappropriate, or infringe the rights of KEYRING PRO, our users, or others, including privacy, publicity, intellectual property, or other proprietary rights.
• Illegal, obscene, defamatory, threatening, intimidating, harassing, hateful, racially, or ethnically offensive, or instigate or encourage conduct that would be illegal, or otherwise inappropriate, including promoting violent crimes.
• Involve publishing falsehoods, misrepresentations, or misleading statements
• Impersonate someone.
• Involve sending illegal or impermissible communications such as bulk messaging, auto-messaging, auto-dialing, and the like.